<div style="width: 980px" class="wp-video"><video class="wp-video-shortcode" id="video-0-1" width="980" height="551" preload="metadata" controls="controls"><a href="https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4">https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4</a></video></div>
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<h2>Elevate your payment journey and maximize revenue</h2>
<ul class="wccom-tick-list-primary">
<li><b>Boost conversion:</b> Provide a frictionless, conversion-optimized payment experience that dynamically adapts to customer behavior, reducing cart abandonment and increasing revenue.</li>
<li><strong>Transaction</strong> <strong>fees as low as 0%</strong> by using the Viva.com cards for your corporate expenses.</li>
<li><b>Expand your customer base:</b> Accept a wide array of <a href="https://developer.viva.com/payment-methods/" target="_blank" rel="noopener">payment options</a> — including credit/debit cards, digital wallets (Apple Pay, Google Pay, Samsung Pay, PayPal, etc.), and local payment methods—while supporting multiple languages and currencies for a tailored checkout experience. This ensures both domestic and international customers enjoy region-specific payment options.</li>
<li><b>Optimized for all devices:</b> Deliver a seamless browsing and checkout experience on mobile, tablet, and desktop, ensuring that your customers enjoy a consistent and responsive interface regardless of device.</li>
<li><b>Accept in-person payments for products and services:</b> Use the Viva.com supported devices or simply use Tap to Pay on your iPhone or Android—no extra hardware required—for a secure, swift, and intuitive transaction every time. <a href="https://www.viva.com/en-eu/product/in-person-payments" target="_blank" rel="noopener">Learn more about in-person payments.</a></li>
<li><b>Subscriptions support:</b> Offer subscription-based products or services with various payment methods via <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a>.</li>
<li><b>Optimize your cash flow:</b> Experience the power of <a href="https://www.viva.com/en-gr/real-time-settlement" target="_blank" rel="noopener">Real Time Settlement</a>—receive your funds within minutes, every day of the year, including weekends and public holidays—ensuring uninterrupted business momentum.</li>
</ul>
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<h2 class="wp-block-heading">Setup and installation</h2>
<p class="wp-block-heading">For full installation details and advanced configuration, refer to our <a href="https://developer.viva.com/plugins/woocommerce-smart-checkout/" target="_blank" rel="noopener">comprehensive guide</a>.</p>
<h6>Fast integration</h6>
<p>Setting up Viva.com | Smart Checkout on WooCommerce is quick and effortless with minimal configuration required:</p>
<ul>
<li>Install and activate the Viva.com | Smart Checkout extension.</li>
<li>Navigate to <strong>WooCommerce > Settings > Payments</strong> and manage the “Viva.com | Smart Checkout” option.</li>
<li>Configure your settings (enable the extension, demo mode, enter demo credentials)</li>
<li>Perform test transactions</li>
</ul>
<h2 class="wp-block-heading">About Viva.com</h2>
<p>Viva.com is the 1st Tech Bank in Europe for Businesses that revolutionises omnichannel payments acceptance, offers card issuing, loans and deposit accounts. Viva.com is the first to pioneer and holds the top position in the Tap on Any Device technology, enabling payments acceptance on any device or even without a device.</p>
<p>Today, Viva.com is leading the transition to All-in-One business solutions, powered by its full suite of financial services. To that end, reflecting its holistic approach to business needs, Viva.com has built a dynamic ecosystem featuring over 450 tech partner-innovators in the software and hardware space. Connecting directly to all local payment schemes, alternative payment methods and payment systems across the continent, further strengthens Viva.com’s value proposition. Viva.com envisions to provide businesses a value-driven platform to accelerate the adoption of the latest technology.</p>

viva.com | Smart Checkout

<p>A fast, simple-to-use payment gateway with a full suite of features and support for all major payment methods — ready to go out of the box.</p>

<h2>Easily and securely accept credit cards and eChecks using Authorize.net</h2>
<p>The Authorize.net extension provides one of the most advanced integrations for WooCommerce while providing the security and reliability that comes with using Authorize.net for payment processing. Let your customers save their credit cards and bank accounts to their WooCommerce account for fast and easy checkout. Includes <strong>full support for WooCommerce Subscriptions</strong>, <strong>WooCommerce Pre-Orders</strong>, and <strong>Accept.js</strong>. Start using the most advanced WooCommerce payment gateway today!</p>
<p><strong>Authorize.net</strong> is one of the most popular payment processors around for a reason: they offer easy, safe, and affordable credit card and eCheck processing. This Authorize.net payment gateway integration lets you take advantage of several features offered by Authorize.net, such as customer profiles, card tokenization, and eCheck processing.</p>
<p><img class="size-medium wp-image-3953125" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-payment-form.png?w=482" alt="" width="482" height="459" /></p>
<p>The Authorize.net Payment Gateway extension allows you to keep the customer on your site for the checkout process, allowing you maximum control over checkout so that you can test and implement the most effective experience for your store. An <strong>SSL is required</strong> for PCI compliance due to the direct checkout to ensure that your customers’ credit card information is secure.</p>
<h3>Why Authorize.net is right for your store:</h3>
<ul class="wccom-tick-list-secondary">
<li>Accept international transactions from customers worldwide</li>
<li><strong>Process refunds</strong> / voids automatically from within WooCommerce</li>
<li><strong>Capture prior authorized transactions</strong> right from the WooCommerce edit order screen</li>
<li>Automatically capture transactions when order status changes to a paid status</li>
<li>Includes Accept.js from Authorize.net for improved security, meeting PCI SAQ A-EP compliance standards – no additional setup required!</li>
<li>Accepts <strong>eChecks</strong> with an optional Authorize.net eCheck account</li>
<li>Display customizer authorization confirmation messages for eCheck transactions</li>
<li>Customers can securely <strong>save their payment method</strong> to their account for easier checkout</li>
<li>Updated payment form at checkout with retina icons</li>
<li><strong>Mobile-friendly checkout</strong> with numerical inputs for card type and security code</li>
<li>Customers can <strong>add saved payment methods</strong> to their accounts without going through checkout</li>
<li>Customers can add a nickname for a saved payment method to make checkout even smoother <strong><sup>NEW</sup></strong></li>
<li>Customers never leave your site during checkout</li>
<li>Show <strong>detailed decline messages</strong> at checkout instead of generic errors</li>
<li>Force charges for orders with only virtual items instead of authorizing them</li>
<li>Full Support for WooCommerce Subscriptions</li>
<li>Full Support for WooCommerce Pre-Orders</li>
<li>Accepts all Major credit cards and debit cards – Visa®, Mastercard®, American Express®, Discover®, UnionPay, Diner’s Club, JCB</li>
</ul>
<h3>Simple, seamless checkout</h3>
<p>Using the Authorize.net extension allows you to decide what your checkout process will look like, while keeping the customer on your site for the entire process. This gives you maximum control over this experience, providing a simple checkout process for the user and maximum customizability for the business owner.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-saved-card-checkout.png"><img class="size-full wp-image-158043" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-saved-card-checkout.png" alt="WooCommerce Authorize.net saved card checkout" width="474" height="443" /></a></p>
<p>Mobile checkout is enhanced as well, offering automated card formatting and numerical (<code>tel</code> type) fields for easier input.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png"><img class="size-large wp-image-169768" src="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png?w=568" alt="WooCommerce SkyVerge Payment Gateway mobile checkout form" width="568" height="950" /></a></p>
<p>You can now opt to show detailed decline messages to your customers, no more “an error occurred” messages!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Authorize.net detailed decline messages" width="550" height="225" /></a></p>
<h3>Accept.js support</h3>
<p>Authorize.net includes Accept.js support for improved security in credit card payment processing! Customer credit card information is no longer sent directly through your server and instead is handled directly by Authorize.net, meeting the lower level PCI SAQ A-EP compliance level. The customer doesn’t see a difference in the checkout process, but payment data is more secure behind the scenes. Best of all, the Authorize.net plugin gathers the required information on your behalf, so there’s no additional setup required.</p>
<p>You can <a href="http://developer.authorize.net/api/reference/features/acceptjs.html">learn more about Accept.js here</a>.</p>
<h3>Support for automatic refunds and voids</h3>
<p>Shop employees can now process refunds for an order paid for with Authorize.net directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Authorize.net by clicking “Refund via Credit Card.”</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-refunds.png"><img class="size-medium wp-image-158042" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-refunds.png" alt="WooCommerce Authorize.net: Refund support" width="550" height="449" /></a></p>
<p>If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Securely save customer payment methods</h3>
<p>Customers can <strong>easily and securely save multiple payment methods</strong> to their account for faster checkout, which are displayed in unified “My Payments” section of their account. Payment data is stored on Authorize.net’s secure servers, so your responsibility for PCI compliance is significantly reduced. There’s no limit to the number of payment methods a customer can store on their account, and both credit cards and eChecks are supported.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/11/woocommerce-skyverge-enhanced-account-payment-methods.png"><img class="size-large wp-image-878723" src="https://woocommerce.com/wp-content/uploads/2013/11/woocommerce-skyverge-enhanced-account-payment-methods.png?w=950" alt="WooCommerce Authorize.net enhanced saved payment methods" width="950" height="413" /></a></p>
<p>Customers can also change their active payment method, add payment methods, and remove payment methods from the My Account page. The “Add Payment Method” workflow is seamless and tokenizes card information for future use without requiring the customer to go through checkout!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment.png"><img class="size-medium wp-image-158041" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment-e1438281238154.png" alt="WooCommerce Authorize.net: Add payment" width="550" height="425" /></a></p>
<p>Please note that you must have the <a href="http://www.authorize.net/solutions/merchantsolutions/merchantservices/cim/">CIM service</a> enabled for your Authorize.net account to take advantage of all features offered by this gateway.</p>
<h3>Full support for Subscriptions and Pre-Orders</h3>
<p>Authorize.net is the ideal gateway for <a href="https://woocommerce.com/products/subscriptions/">WooCommerce Subscriptions</a>, offering support for all Subscriptions features: payment date changes, subscription date changes, and more. Even better, customers can sign up for subscriptions with a credit card or eCheck. The gateway also fully-supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a>, so you can take customer’s payment information upfront and then automatically charge their payment method once the pre-order is released.</p>
<h3>Full support for Authorize.net eChecks</h3>
<p>Customers with US bank accounts can checkout using their <strong>bank account information</strong> for a checking or savings account. To use this feature, you must have an active <a href="https://www.authorize.net/payments/echeck.html">Authorize.net eCheck account</a>.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-echeck-payment.png"><img class="size-full wp-image-158044" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-echeck-payment.png" alt="WooCommerce Authorize.net echeck checkout" width="468" height="331" /></a></p>
<p>You can optionally display <strong>authorization messages</strong> for eCheck transactions if required by your merchant account. Supports WooCommerce Subscriptions to show a “recurring charge” message as well!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-single-purchase-authorization.png"><img class="size-large wp-image-165267" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-single-purchase-authorization.png?w=950" alt="WooCommerce Authorize.net authorization message for echecks" width="950" height="508" /></a></p>
<h3>Capture charges directly from WooCommerce</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges. Versions 2.0+ of this extension allow you to optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your Authorize.net control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Authorize.net.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-skyverge-gateway-capture.png"><img class="aligncenter size-large wp-image-878783" src="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-skyverge-gateway-capture.png?w=624" alt="WooCommerce SkyVerge gateway capture charges" width="624" height="398" /></a></p>
<p>When using a WooCommerce Authorize.net Payment Gateway, you can also avoid all of the hassle of logging in to your Authorize.net account and running complex reports just to get a simple list of transactions. Try the <a href="https://woocommerce.com/products/woocommerce-authorize-net-reporting/">WooCommerce Authorize.net Reporting</a> extension. After you install and configure the extension, you’ll start receiving a daily email with your Authorize.net transactions from the previous day attached as a CSV. You can also get transactions for a range of dates easily right from your WooCommerce store!</p>
<h3>How to get started (in 5 minutes or less)</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li>Login to your Authorize.net account (<a href="http://reseller.authorize.net/application/?resellerId=24245">sign up for Authorize.net</a>, a Visa solution, if you don’t already have an account) and grab your API ID/Key</li>
<li>Save this information on the settings page</li>
<li>That’s it! Sit back and enjoy robust Authorize.net payment processing, all backed by the reliability and security of Visa!</li>
</ol>
<p><em>Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.</em></p>

Authorize.net, a Visa solution

<p>Online payments leader Authorize.net, a Visa Solution, helps thousands of businesses simplify payments by offering more solutions, more support, and more strength to stand on.</p>

viva.com | Smart Checkout vs Authorize.net, a Visa solution