<div style="width: 980px" class="wp-video"><video class="wp-video-shortcode" id="video-0-1" width="980" height="551" preload="metadata" controls="controls"><a href="https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4">https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4</a></video></div>
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<h2>Elevate your payment journey and maximize revenue</h2>
<ul class="wccom-tick-list-primary">
<li><b>Boost conversion:</b> Provide a frictionless, conversion-optimized payment experience that dynamically adapts to customer behavior, reducing cart abandonment and increasing revenue.</li>
<li><strong>Transaction</strong> <strong>fees as low as 0%</strong> by using the Viva.com cards for your corporate expenses.</li>
<li><b>Expand your customer base:</b> Accept a wide array of <a href="https://developer.viva.com/payment-methods/" target="_blank" rel="noopener">payment options</a> — including credit/debit cards, digital wallets (Apple Pay, Google Pay, Samsung Pay, PayPal, etc.), and local payment methods—while supporting multiple languages and currencies for a tailored checkout experience. This ensures both domestic and international customers enjoy region-specific payment options.</li>
<li><b>Optimized for all devices:</b> Deliver a seamless browsing and checkout experience on mobile, tablet, and desktop, ensuring that your customers enjoy a consistent and responsive interface regardless of device.</li>
<li><b>Accept in-person payments for products and services:</b> Use the Viva.com supported devices or simply use Tap to Pay on your iPhone or Android—no extra hardware required—for a secure, swift, and intuitive transaction every time. <a href="https://www.viva.com/en-eu/product/in-person-payments" target="_blank" rel="noopener">Learn more about in-person payments.</a></li>
<li><b>Subscriptions support:</b> Offer subscription-based products or services with various payment methods via <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a>.</li>
<li><b>Optimize your cash flow:</b> Experience the power of <a href="https://www.viva.com/en-gr/real-time-settlement" target="_blank" rel="noopener">Real Time Settlement</a>—receive your funds within minutes, every day of the year, including weekends and public holidays—ensuring uninterrupted business momentum.</li>
</ul>
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<h2 class="wp-block-heading">Setup and installation</h2>
<p class="wp-block-heading">For full installation details and advanced configuration, refer to our <a href="https://developer.viva.com/plugins/woocommerce-smart-checkout/" target="_blank" rel="noopener">comprehensive guide</a>.</p>
<h6>Fast integration</h6>
<p>Setting up Viva.com | Smart Checkout on WooCommerce is quick and effortless with minimal configuration required:</p>
<ul>
<li>Install and activate the Viva.com | Smart Checkout extension.</li>
<li>Navigate to <strong>WooCommerce > Settings > Payments</strong> and manage the “Viva.com | Smart Checkout” option.</li>
<li>Configure your settings (enable the extension, demo mode, enter demo credentials)</li>
<li>Perform test transactions</li>
</ul>
<h2 class="wp-block-heading">About Viva.com</h2>
<p>Viva.com is the 1st Tech Bank in Europe for Businesses that revolutionises omnichannel payments acceptance, offers card issuing, loans and deposit accounts. Viva.com is the first to pioneer and holds the top position in the Tap on Any Device technology, enabling payments acceptance on any device or even without a device.</p>
<p>Today, Viva.com is leading the transition to All-in-One business solutions, powered by its full suite of financial services. To that end, reflecting its holistic approach to business needs, Viva.com has built a dynamic ecosystem featuring over 450 tech partner-innovators in the software and hardware space. Connecting directly to all local payment schemes, alternative payment methods and payment systems across the continent, further strengthens Viva.com’s value proposition. Viva.com envisions to provide businesses a value-driven platform to accelerate the adoption of the latest technology.</p>

viva.com | Smart Checkout

<p>A fast, simple-to-use payment gateway with a full suite of features and support for all major payment methods — ready to go out of the box.</p>

<p>The <strong>Bank of America</strong> extension puts the power of Bank of America’s advanced payment platform to work for your ecommerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.</p>
<p>The <strong>Bank of America</strong> extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.</p>
<p>When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.</p>
<p>By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.</p>
<h2>Features</h2>
<h3>Payment essentials</h3>
<ul>
<li>Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.</li>
<li>Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.</li>
<li>Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.</li>
<li>Robust reporting—Analyze your payment data to discover your business’s next great opportunity.</li>
</ul>
<h3>Advanced protection</h3>
<ul>
<li>Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.<sup>1. See Disclosures</sup></li>
<li>Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.<sup>2. See Disclosures</sup></li>
</ul>
<h3>Why choose Bank of America?></h3>
<ul>
<li>Improved cash flow—Access funds as soon as the same business day.<sup>3. See Disclosures</sup></li>
<li>One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.</li>
<li>Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.</li>
</ul>
<h3>Disclosures</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2022/09/Bank-of-America-Software-Enterprise-License-Agreement.pdf" target="_blank" rel="noopener">Read the Bank of America Software Enterprise License Agreement</a>.</p>
<ol>
<li>The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.</li>
<li>Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.</li>
<li>Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.</li>
</ol>
<p>A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.</p>
<p>Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>
<p>© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.</p>

Bank of America

<p>Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.</p>

viva.com | Smart Checkout vs Bank of America