<div style="width: 980px" class="wp-video"><video class="wp-video-shortcode" id="video-0-4" width="980" height="551" preload="metadata" controls="controls"><a href="https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4">https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4</a></video></div>
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<h2>Elevate your payment journey and maximize revenue</h2>
<ul class="wccom-tick-list-primary">
<li>Boost conversion: Provide a frictionless, conversion-optimized payment experience that dynamically adapts to customer behavior, reducing cart abandonment and increasing revenue.</li>
<li>Transaction fees as low as 0% by using the Viva.com cards for your corporate expenses.</li>
<li>Expand your customer base: Accept a wide array of <a href="https://developer.viva.com/payment-methods/" target="_blank" rel="noopener">payment options</a> — including credit/debit cards, digital wallets (Apple Pay, Google Pay, Samsung Pay, PayPal, etc.), and local payment methods—while supporting multiple languages and currencies for a tailored checkout experience. This ensures both domestic and international customers enjoy region-specific payment options.</li>
<li>Optimized for all devices: Deliver a seamless browsing and checkout experience on mobile, tablet, and desktop, ensuring that your customers enjoy a consistent and responsive interface regardless of device.</li>
<li>Accept in-person payments for products and services: Use the Viva.com supported devices or simply use Tap to Pay on your iPhone or Android—no extra hardware required—for a secure, swift, and intuitive transaction every time. <a href="https://www.viva.com/en-eu/product/in-person-payments" target="_blank" rel="noopener">Learn more about in-person payments.</a></li>
<li>Subscriptions support: Offer subscription-based products or services with various payment methods via <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a>.</li>
<li>Optimize your cash flow: Experience the power of <a href="https://www.viva.com/en-gr/real-time-settlement" target="_blank" rel="noopener">Real Time Settlement</a>—receive your funds within minutes, every day of the year, including weekends and public holidays—ensuring uninterrupted business momentum.</li>
</ul>
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<h2 class="wp-block-heading">Setup and installation</h2>
For full installation details and advanced configuration, refer to our <a href="https://developer.viva.com/plugins/woocommerce-smart-checkout/" target="_blank" rel="noopener">comprehensive guide</a>.
<h6>Fast integration</h6>
Setting up Viva.com | Smart Checkout on WooCommerce is quick and effortless with minimal configuration required:
<ul>
<li>Install and activate the Viva.com | Smart Checkout extension.</li>
<li>Navigate to WooCommerce > Settings > Payments and manage the “Viva.com | Smart Checkout” option.</li>
<li>Configure your settings (enable the extension, demo mode, enter demo credentials)</li>
<li>Perform test transactions</li>
</ul>
<h2 class="wp-block-heading">About Viva.com</h2>
Viva.com is the 1st Tech Bank in Europe for Businesses that revolutionises omnichannel payments acceptance, offers card issuing, loans and deposit accounts. Viva.com is the first to pioneer and holds the top position in the Tap on Any Device technology, enabling payments acceptance on any device or even without a device.
Today, Viva.com is leading the transition to All-in-One business solutions, powered by its full suite of financial services. To that end, reflecting its holistic approach to business needs, Viva.com has built a dynamic ecosystem featuring over 450 tech partner-innovators in the software and hardware space. Connecting directly to all local payment schemes, alternative payment methods and payment systems across the continent, further strengthens Viva.com’s value proposition. Viva.com envisions to provide businesses a value-driven platform to accelerate the adoption of the latest technology.

viva.com | Smart Checkout

A fast, simple-to-use payment gateway with a full suite of features and support for all major payment methods — ready to go out of the box.

<h2>A fully integrated payments solution for WooCommerce stores</h2>
Built by Woo, for WooCommerce. Securely accept major credit cards, debit cards, and local payment methods on your site with no setup costs or monthly fees.
<h4>Save 10% on processing fees!</h4>
Simplify your payments — for less. Sign up for WooPayments and save 10% on payment processing costs for the first 3 months! Merchants must meet eligibility requirements. Limited time offer, <a href="https://woocommerce.com/terms-conditions/woopayments-action-promotion-2023/" target="_blank" rel="noopener">terms and conditions apply</a>.
<div class="woo-sc-box normal" style="margin-top: 0">
<h4>Klarna, Afterpay, and Affirm are now available in WooPayments!</h4>
Increase your average order value, convert more sales, and give customers real buying power when you offer the world’s favorite buy now, pay later (BNPL) options at checkout — all from one fully integrated dashboard.
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<h2>Available in:</h2>
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<div class="wccom-bundle-three-column-container">
<div class="wccom-bundle-three-column-section">
<ul class="wccom-tick-list-secondary">
<li>Australia</li>
<li>Austria</li>
<li>Belgium</li>
<li>Bulgaria</li>
<li>Canada</li>
<li>Croatia</li>
<li>Cyprus</li>
<li>Czech Republic</li>
<li>Denmark</li>
<li>Estonia</li>
<li>Finland</li>
<li>France</li>
<li>Germany</li>
</ul>
</div>
<div class="wccom-bundle-three-column-section">
<ul class="wccom-tick-list-secondary">
<li>Greece</li>
<li>Hong Kong</li>
<li>Hungary</li>
<li>Ireland</li>
<li>Italy</li>
<li>Japan</li>
<li>Latvia</li>
<li>Lithuania</li>
<li>Luxembourg</li>
<li>Malta</li>
<li>Netherlands</li>
<li>New Zealand</li>
<li>Norway</li>
</ul>
</div>
<div class="wccom-bundle-three-column-section">
<ul class="wccom-tick-list-secondary">
<li>Poland</li>
<li>Portugal</li>
<li>Romania</li>
<li>Singapore</li>
<li>Slovakia</li>
<li>Slovenia</li>
<li>Spain</li>
<li>Sweden</li>
<li>Switzerland</li>
<li>United Arab Emirates</li>
<li>United Kingdom</li>
<li>United States</li>
</ul>
</div>
</div>
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<h2>All of your store’s transactions in one place</h2>
With WooPayments, you can collect payments, track cash flow, handle disputes, and manage recurring revenue directly from your store’s dashboard — without needing to log into a third-party platform.
WooPayments simplifies the payment process for you and your customers, leaving you with more time to focus on growing your business. This fully integrated solution is the only payment method designed exclusively for WooCommerce, by Woo.
<h2>What are the benefits for me?</h2>
<ul class="wccom-tick-list-secondary">
<li style="margin-bottom: 1em">Get started for free. Pay-as-you-go fees per transaction. There are no monthly fees, either. <a href="https://woocommerce.com/document/woopayments/fees-and-debits/fees/" target="_blank" rel="noopener">Learn more about our fees</a>.</li>
<li>Unlike other gateways, WooPayments doesn’t charge extra for tools like saved credit cards, <a href="https://woocommerce.com/document/woopayments/subscriptions/#card-account-updater">Card Account Updater</a>, Adaptive Acceptance, and <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/3d-secure/">3D Secure</a> that enhance security and and drive more revenue.</li>
<li>Try Tap to Pay or <a href="https://woocommerce.com/in-person-payments/">order a card reader</a> that syncs with your inventory through WooPayments. <a href="https://woocommerce.com/tap-to-pay/">Learn more about Tap to Pay on iPhone and Android</a>.</li>
<li style="margin-bottom: 1em">Multi-currency support is built-in. Accept payments in 135+ currencies using WooPayments.</li>
<li>Responsive checkout design. Crafted to look great on almost any website, for both desktop and mobile browsers.</li>
<li style="margin-bottom: 1em">Increase conversions by enabling payment methods including <a href="https://woocommerce.com/woopay-businesses/">WooPay</a>, <a href="https://woocommerce.com/document/woopayments/payment-methods/apple-pay/">Apple Pay®</a>, <a href="https://woocommerce.com/document/woopayments/payment-methods/google-pay/">Google Pay</a>, <a href="https://woocommerce.com/woocommerce-payments-ideal/">iDeal</a>, <a href="https://woocommerce.com/woocommerce-payments-p24/">P24</a>, <a href="https://woocommerce.com/woocommerce-payments-eps/">EPS</a>, and <a href="https://woocommerce.com/woocommerce-payments-bancontact/">Bancontact</a>.</li>
<li>PCI compliance. Payment data is securely tokenized and never stored on your site.</li>
<li style="margin-bottom: 1em">Enable buy now, pay later (BNPL) in one click. Sell ​​​​more and reach new customers with <a href="https://woocommerce.com/buy-now-pay-later/">top BNPL options</a> built into your dashboard (not available in all geographies).</li>
<li>3DS/SCA compatible. Helps avoid fraud by <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/3d-secure/">authenticating 3D Secure cards</a> when they’re used in checkout.</li>
<li>Integrated fraud protection. Detects suspect transactions <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/does-woopayments-use-stripe-radar/">with Stripe Radar</a> or your own <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/fraud-protection/">advanced protection rules</a>.</li>
<li style="margin-bottom: 1em">Simplify your workflow. No more logging into third-party payment processor sites – manage everything from the comfort of your store’s dashboard.</li>
<li style="margin-bottom: 1em">Set a custom payout schedule to get your funds into your bank account as often as you need — daily, weekly, monthly, or even on-demand.</li>
<li style="margin-bottom: 1em">Reduce cart abandonment with a streamlined checkout flow.</li>
<li style="margin-bottom: 1em">Stay on top of chargebacks, disputes, and refunds thanks to the integrated dashboard.</li>
</ul>
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<h2>What are the benefits for my customers?</h2>
<ul class="wccom-tick-list-secondary">
<li style="margin-bottom: 1em">Customers pay directly on your store instead of being redirected to a third-party checkout page— a seamless experience resulting in fewer abandoned carts.</li>
<li style="margin-bottom: 1em">They can see prices and pay in their preferred currency — no more checking conversion rates or manual price calculations.</li>
<li>Customers can save their credit card details for faster checkouts in the future.</li>
</ul>
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<h3>Earn recurring revenue with WooPayments and Subscriptions</h3>
By adding <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a> to the mix, you can increase your bottom line and harness the power of recurring revenue.
Whether you’re selling memberships, accepting installments, or making it simpler for customers to reorder their favorite products, WooPayments’ integrated dashboard makes managing subscription payments a breeze. View information about renewals and cancellation data, plus date changes and payment methods.
<h3>Get paid within minutes with Instant Payouts</h3>
Stay flexible with immediate access to your funds when you need them. With WooPayments’ new Instant Payouts feature, transfer your earnings to a debit card within minutes — including nights, weekends, and holidays.
Eligible merchants can receive a payout of their pending balance at a cost of just 1.5% of the payout amount without affecting their regular payout schedule.
<a href="https://woocommerce.com/document/woopayments/payouts/instant-payouts/" target="_blank" rel="noopener">Learn more about Instant Payouts eligibility</a>. Only available in the US.
<h3>Convenient sorting, detailed payouts, and quick refunds</h3>
Dig into the details of each transaction, and sort or filter transactions by type, date, amount, fees, and net revenue.
Quickly access payout information, see details of previous and estimated payouts, and keep track of the transactions associated with them.
Process refunds in a snap, returning all or part of a charge to the card your customer used to purchase.
<h3>Get paid with WooPayments</h3>
<ol>
<li style="margin-bottom: 1em">Add WooPayments to your cart and check out.</li>
<li style="margin-bottom: 1em">Download, <a href="https://woocommerce.com/document/managing-woocommerce-com-subscriptions/#automatic-installation">install, and activate the extension</a> in your WooCommerce store.</li>
<li style="margin-bottom: 1em">Once the extension is active, click WooCommerce > Payments in your store’s WP Admin.</li>
<li style="margin-bottom: 1em">Click Get Started .</li>
<li style="margin-bottom: 1em">Complete the onboarding process to create your account and verify your business details with our payment partner, Stripe.</li>
<li>That’s it — you’re ready to get paid with WooPayments. Happy selling!</li>
</ol>
<a class="button" style="background-color: #873eff;text-decoration: none;padding: 20px 40px;text-transform: none;color: #fff;sans-serif;font-size: 18px;border-radius: 8px;margin: 0" href="https://woocommerce.com/products/woopayments/?add-to-cart=5278104">Free download</a>

WooPayments

The only payment solution fully integrated with WooCommerce. Accept credit/debit cards and local payment options with no setup or monthly fees.

viva.com | Smart Checkout vs WooPayments