<h1>Add A Wallet Function To Your Store</h1>
Wallet for WooCommerce adds a wallet function to your store.
<h2>Features</h2>
Wallet Top-up
<ul>
<li>Users can top-up the funds to their wallet & make use of it on future purchases.</li>
<li>In addition, you can award Bonus Funds when your users top-up the funds & meet the configured criteria[i.e. Min – Max Top-up Amount].</li>
</ul>
Wallet Redeeming Usage 

Your users can make use of their funds available in the wallet using following 2 ways,
i Wallet partial usage
<ul>
<li class="western">Wallet redeeming field can be displayed in cart & checkout using which users can get a discount by applying the available funds.</li>
<li class="western">Funds will be applied only to the cart subtotal. Hence, users should pay the balance amount using available payment methods in checkout.</li>
<li class="western">Also, it supports for Manual Orders.</li>
</ul>
ii Wallet payment gateway
<ul>
<li>A separate payment gateway for using the wallet funds for placing the order.</li>
<li>Can be used for manual orders</li>
</ul>
Fund transfer and request
Your users can transfer/request funds to other users on your site. You have the option of charging your users a fund transfer fee.
Wallet Withdrawal 

<ul>
<li>You can allow your users to withdraw their funds from the wallet by submitting a request.</li>
<li>Supported Payment Methods are,
<ul>
<li>Bank Transfer</li>
<li>PayPal</li>
</ul>
</li>
<li>You have an option to charge a withdrawal fee from your users.</li>
</ul>
Wallet auto top-up
Your users can set up to automatically add funds to their wallets if their wallet balances fall below a specified threshold.
Product Purchase
<ul>
<li>Your users can receive the funds in their wallet for purchasing on your site. You can set the funds type based on Product Total/Order Total/Order Total Range.</li>
<li>Also, as a site admin you can award the product purchase funds for manual orders.</li>
</ul>
Gift vouchers
The Gift Voucher module allows you to generate gift vouchers that contain wallet balances. You can issue gift vouchers to your users and they can redeem the gift vouchers to add to their wallet balances.
Wallet balance with expiration dates
You can set up an expiration date for your user’s wallet balance.
Wallet actions
You can award wallet balances to your users for the following actions,
<ul>
<li>Account Signup</li>
<li>Daily Login</li>
<li>Product Review</li>
</ul>
Email Notifications
You can send email notifications to your users for their wallet activity.
Refunds
As a site admin, you can send the refund amount of the order[i.e. orders placed through any payment method] to your user’s wallet.
Reset
Site admin can reset the Wallet Balance & Transaction Log of their users.
Compatibility
<ul>
<li>Compatibility given with the “Woo Subscriptions” plugin</li>
<li>Compatibility given with “Cart and Checkout Blocks”</li>
<li>Compatible given with the “YayCurrency & WooCommerce Multi-Currency Switcher” plugin</li>
</ul>
<h2>Benefits</h2>
Offer convenience to your users
Your customers can plan their purchases and add sufficient funds to their accounts to complete them later.
Faster checkout
When your users place their orders through their wallet, they can quickly complete their purchase which reduces cart abandonment.
Insights on future sales
You can get insights on future sales on your site based on the wallet balance of your users.
<h2>How does it Work? 
</h2>
Wallet funds top-up
<ul>
<li>To add funds to the user’s account, the user will have to access the Top-up form from the wallet dashboard.</li>
<li>Within the section, your users can enter the amount they wish to add to their account and proceed to Top-up.</li>
</ul>
<figure id="attachment_18734003468109" aria-describedby="caption-attachment-18734003468109" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468109 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-topup.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468109" class="wp-caption-text">Adding funds to the wallet</figcaption></figure>
<ul>
<li>Once the top-up button is clicked, a product will be added to the cart. Once the user completes the purchase and the payment is received, the funds will be added to the user’s account.</li>
</ul>
<figure id="attachment_18734003468115" aria-describedby="caption-attachment-18734003468115" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468115 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-account-balance.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468115" class="wp-caption-text">Wallet balance reflecting in user’s account</figcaption></figure>
Wallet funds – partial usage
<ul>
<li>A user adds a few products to their cart and they wish to use some of their wallet balance in the current order.</li>
<li>An option to partially redeem the wallet balance will be available in the cart and on the checkout page. The site admin can restrict Partial Funds Usage based on Order Total.</li>
</ul>
<figure id="attachment_18734003468120" aria-describedby="caption-attachment-18734003468120" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468120 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-partial-usage.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468120" class="wp-caption-text">Wallet redeem field on cart page</figcaption></figure>
<ul>
<li>Users can enter the amount they wish to redeem and redeem it. Once the wallet balance is partially redeemed, the user can use other payment methods on the site and place the order.</li>
<li>Once the order is placed, the used Wallet balance will be debited from the user’s account.</li>
</ul>
Wallet funds – usage via payment gateway
<ul>
<li>A user adds few products to their cart and proceeds to the checkout page to make a payment.</li>
<li>On the checkout page, if the user has a sufficient wallet balance, to place the order, the wallet payment gateway will be visible to the user.</li>
</ul>
<figure id="attachment_18734003468124" aria-describedby="caption-attachment-18734003468124" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468124 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-payment-gateway.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468124" class="wp-caption-text">Wallet payment gateway</figcaption></figure>
<ul>
<li>If the user chooses to pay with their wallet balance, they will have to select the wallet payment gateway to place their order.</li>
<li>Once the order is placed, the used wallet balance will be debited from the user’s account.</li>
</ul>
Wallet fund transfer and request
Fund Transfer module provides the following features,
<ol>
<li>Users can transfer their wallet balance to other users on the site (Direct Fund Transfer).</li>
<li>Users can request wallet funds from other users on the site (Fund Request).</li>
</ol>
Direct fund transfer
<ul>
<li>To transfer funds to another user, the user will have to access the Fund Transfer menu from the wallet dashboard. It can be found in Fund Transfer Details > Fund Transfer.</li>
<li>Once the request form is accessed, the user must search and identify the user to whom the fund request has to be sent.</li>
<li>The user will have to fill in the amount for transfer and submit the form.</li>
</ul>
<figure id="attachment_18734003468126" aria-describedby="caption-attachment-18734003468126" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468126 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-transfer.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468126" class="wp-caption-text">Wallet fund transfer form</figcaption></figure>
<ul>
<li>You can optionally enable OTP based authentication for additional security.</li>
<li>The OTP will be sent via email. When OTP authentication is enabled, the user will have to fill in the OTP to complete the fund transfer.</li>
</ul>
Fund request
<ul>
<li>Any user who wishes to request wallet funds should access the Fund Transfer menu from the wallet dashboard. It can be found in Fund Transfer Details > Fund Transfer.</li>
<li>Once the request form is accessed, the user must search and identify the user to whom the funds will be requested.</li>
<li>The user will have to fill in the amount needed and submit the form.</li>
</ul>
 
<figure id="attachment_18734003468136" aria-describedby="caption-attachment-18734003468136" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468136 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-request.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468136" class="wp-caption-text">Wallet fund request form</figcaption></figure>
<ul>
<li>Once the request is submitted, the other user will be notified about a new request.</li>
<li>The user can respond to the request directly from their dashboard.</li>
</ul>
<figure id="attachment_18734003468139" aria-describedby="caption-attachment-18734003468139" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468139 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-request-processing.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468139" class="wp-caption-text">Fund request response</figcaption></figure>
<ul>
<li>If the request is approved, the requested amount will be credited to the user’s wallet.</li>
</ul>
Wallet Withdrawal
<ul>
<li>At first users should select the payment method to receive the withdraw funds from their Wallet Dashboard[Wallet Withdrawal -> Payments].</li>
</ul>
<figure id="attachment_18734003466924" aria-describedby="caption-attachment-18734003466924" style="width: 1038px" class="wp-caption alignnone"><img class="wp-image-18734003466924 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Payments.png" alt="" width="1038" height="584" /><figcaption id="caption-attachment-18734003466924" class="wp-caption-text">Wallet withdrawal payment selection</figcaption></figure>
<ul>
<li>After that, they can submit the withdrawal request[Wallet Withdrawal -> Withdrawal Request] which is a 2 step form. First they should enter the funds to withdraw & then need to confirm the details.</li>
</ul>
<figure id="attachment_18734003466926" aria-describedby="caption-attachment-18734003466926" style="width: 1034px" class="wp-caption alignnone"><img class="wp-image-18734003466926 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Request-Submit.png" alt="" width="1034" height="706" /><figcaption id="caption-attachment-18734003466926" class="wp-caption-text">Wallet balance withdrawal form</figcaption></figure>
<figure id="attachment_18734003466928" aria-describedby="caption-attachment-18734003466928" style="width: 1065px" class="wp-caption alignnone"><img class="wp-image-18734003466928 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Confirm.png" alt="" width="1065" height="792" /><figcaption id="caption-attachment-18734003466928" class="wp-caption-text">Wallet balance withdrawal confirmation</figcaption></figure>
<ul>
<li>Once the request is submitted successfully, the requested funds will be deducted from the users wallet.</li>
</ul>
<figure id="attachment_18734003466934" aria-describedby="caption-attachment-18734003466934" style="width: 1062px" class="wp-caption alignnone"><img class="wp-image-18734003466934 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Wallet-Activity.png" alt="" width="1062" height="855" /><figcaption id="caption-attachment-18734003466934" class="wp-caption-text">Wallet withdrawal request submitted</figcaption></figure>
<ul>
<li>If a user chooses the payment method as Bank Transfer, then the site admin has to manually pay the amount to users account by using the details given by them.</li>
<li>If a user chooses the payment method as PayPal[supports Payout Integration], then the requested amount will be transferred to user’s PayPal ID immediately after admin’s approval.</li>
<li>If the admin rejects the submitted request, then the deducted funds will be added back to the users wallet.</li>
</ul>
<figure id="attachment_18734003466940" aria-describedby="caption-attachment-18734003466940" style="width: 1897px" class="wp-caption alignnone"><img class="wp-image-18734003466940 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Admin.png" alt="" width="1897" height="917" /><figcaption id="caption-attachment-18734003466940" class="wp-caption-text">Admin processing withdrawal requests</figcaption></figure>
Product Purchase 

<ul>
<li>Users can see the funds they will receive for purchasing the products in shop page, product page, cart page & checkout page.</li>
</ul>
<figure id="attachment_18734003468141" aria-describedby="caption-attachment-18734003468141" style="width: 1046px" class="wp-caption alignnone"><img class="wp-image-18734003468141 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Product-Purchase-Product-Page-1.png" alt="" width="1046" height="666" /><figcaption id="caption-attachment-18734003468141" class="wp-caption-text">Product purchase wallet reward notice</figcaption></figure>
<ul>
<li>Once they placed the order, the funds will be added to the wallet when the order status reaches either processing/completed.</li>
</ul>
<figure id="attachment_18734003466944" aria-describedby="caption-attachment-18734003466944" style="width: 1070px" class="wp-caption alignnone"><img class="wp-image-18734003466944 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Product-Purchase-Wallet-Activity.png" alt="" width="1070" height="791" /><figcaption id="caption-attachment-18734003466944" class="wp-caption-text">Product purchase reward credited to wallet</figcaption></figure>
Wallet Auto Top-up
Wallet Auto Top-up Module allows your users to automatically top-up their wallet when their wallet balance falls below a specified threshold value.
<ul>
<li>To set up Auto Top-up, the user will have to access the Auto Top-up menu from the wallet dashboard.</li>
<li>Within the section, based on the configuration, the user will have to select the amount for Auto Top-up and the threshold amount.</li>
<li>After entering the amount, the user will have two options,
<ul>
<li>They can pay the Top-up amount and authorize future Auto Top-up</li>
<li>Authorize future Auto Top-up without making any payment</li>
</ul>
</li>
</ul>
<ul>
<li>Once the authorization is complete, funds will be added to the user’s account whenever the wallet balance falls below a specified threshold.</li>
</ul>
Unique features offered in this plugin
<ul>
<li>Subscription Auto Renewal using wallet balance (Requires WooCommerce Subscriptions)</li>
<li>Wallet Auto Top-up using WooCommerce Stripe payment gateway</li>
<li>Gift Vouchers module for generating Gift Vouchers in bulk</li>
<li>Wallet balance with unlimited validity(optional)</li>
<li>Wallet Actions module for issuing wallet balances to users for account signup</li>
<li>Tax will not be charged for Wallet Top-up</li>
<li>Wallet balance expiration email reminder</li>
<li>Wallet balance credit for daily login</li>
<li>Wallet balance credit for product review</li>
<li>Widget support</li>
<li>Frontend dashboard presentation improvements</li>
<li>Transaction log presentation improvements</li>
<li>Displaying Cron Information[Cron Name and Last Updated] info to the user.</li>
<li>Wallet balance displayed in the user’s table</li>
</ul>
Wallet for WooCommerce helps your users to quickly complete a purchase by adding funds to the site and using them for future purchases.
Requirements
Minimum PHP version: 5.6

Wallet

Wallet for WooCommerce helps your users to quickly complete a purchase by adding funds to the site and using them for future purchases.

<h2>Invoice Payments — Smart, Controlled, and Automated</h2>
Give your customers the flexibility to order now and pay later while you stay in complete control of when invoice payment is available.
• Show or hide the invoice payment method based on user roles, specific customers, or guest users. 
• Restrict availability by country, state, city, or ZIP code. 
• Control access using cart totals, quantity limits, shipping methods, or selected products. 
• Collect Purchase Order (PO) numbers and optional notes directly at checkout. 
• Automatically generate branded PDF invoices and attach them to emails.
<h3>How It Works</h3>
Invoice Payment Method works in two simple layers — basic activation and optional rule-based control.
<ol start="1">
<li>Enable & Start Accepting Invoice Orders Simply enable the invoice payment method from WooCommerce settings, customize the title, description, and order status — and customers can immediately select “Pay by Invoice” at checkout. No complex setup required.</li>
<li>Optional Rule-Based Restrictions If needed, you can create rules to control when the invoice option appears. The system evaluates customer type, location, cart value, products, quantities, and shipping methods in real time to determine eligibility. If the conditions are met, the invoice option is displayed. If not, it remains hidden.</li>
<li>Automated Invoice Processing Once selected, the plugin captures PO numbers and optional notes, assigns the configured order status, generates a branded PDF invoice, and attaches it to customer and admin emails automatically. After configuration, everything runs instantly at checkout, whether you use simple activation or advanced restrictions.</li>
</ol>
<h3>Features</h3>
<ol start="1">
<li>Role-Based Invoice Access 
Show or hide the invoice payment method for specific user roles, individual customers, or guest users (e.g., allow wholesalers, block retail customers).</li>
<li>Geo-Targeted Invoice Control 
Restrict invoice payments by country, state, city, or ZIP code (e.g., enable invoices only for domestic B2B customers).</li>
<li>Cart & Product Condition Rules 
Enable invoice payments based on cart total, quantity, selected products, categories, tags, or shipping methods (e.g., allow invoices only for orders above $500).</li>
<li>PO Number & Checkout Notes 
Collect required or optional PO numbers and allow customers to add notes directly at checkout (e.g., require PO for wholesale orders or include internal instructions).</li>
<li>Automated Branded PDF Invoices 
Generate professional PDF invoices instantly with customizable templates, numbering, and logos (e.g., include terms, footer notes, and company branding).</li>
<li>Email Attachment Automation 
Attach invoice PDFs to customer and admin emails automatically (e.g., reduce manual processing and improve communication).</li>
<li>Flexible Payment Settings 
Customize checkout title, description, thank-you message, and default order status from WooCommerce settings (e.g., control display without touching code).</li>
</ol>
Payment Method Settings
Enable or disable the invoice payment option, customize its title, description, thank-you message, and set the default order status from WooCommerce settings (e.g., show “Pay by Invoice” only for B2B customers or rename it to “Invoice Payment”).<img class="alignnone size-medium wp-image-18734005536105" alt="" /> <img class="alignnone size-medium wp-image-18734006387715" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-settings.png?w=896" alt="" width="896" height="595" />
<h3>General Settings</h3>
Quickly configure the checkout fields used with the invoice payment method. Enable a Purchase Order (PO) number field and allow customers to add a message for the admin when placing an order.
You can customize field labels, placeholders, and decide whether the PO number should be required or optional. These settings act as global defaults and can also be customized separately inside individual rules for more advanced control.
<img class="alignnone size-medium wp-image-18734006387920" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-general-settings-1.png?w=896" alt="" width="896" height="587" />
<h3>PDF Invoice Settings</h3>
Automatically generate professional PDF invoices for orders placed using the invoice payment method. Choose from three built-in invoice templates, including Simple Classic, Modern Minimal, and Professional Bold.
You can further customize invoices with your company logo, invoice numbering prefix, company details, headings, colors, terms and conditions, and footer notes, ensuring every invoice reflects your brand while maintaining a clean professional layout.
You can check out design of each PDF template here:
<ul>
<li><a href="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf-template1-preview.png" target="_blank" rel="noopener">View PDF template 1</a></li>
<li><a href="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf-template2-preview.png" target="_blank" rel="noopener">View PDF template 2</a></li>
<li><a href="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf-template3-preview.png" target="_blank" rel="noopener">View PDF template 3</a></li>
</ul>
<img class="alignnone size-medium wp-image-18734006387932" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf1.png?w=896" alt="" width="896" height="593" /><img class="alignnone size-medium wp-image-18734006387968" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf2.png?w=896" alt="" width="896" height="593" />
<h4 class="ds-markdown-paragraph">Invoice Access Settings</h4>
Control how invoice PDFs are shared with customers and administrators. Automatically attach invoices to customer emails, include them in admin notification emails, and allow customers to download their invoices directly from the My Account orders page.
These options ensure invoices are always accessible while keeping the order workflow smooth and organized.
<img class="alignnone size-medium wp-image-18734006387969" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-invoice-access.png?w=896" alt="" width="896" height="332" />
<h4 data-section-id="1or3co6">Flexible Invoice Payment Rules</h4>
Create multiple rules to control when the invoice payment method appears at checkout. Each rule can be enabled or disabled individually and assigned a priority to determine which rule should apply first when multiple conditions are met.
This allows store owners to tailor invoice payments for different business scenarios without modifying code.
<img class="alignnone size-medium wp-image-18734006387975" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-rule.png?w=896" alt="" width="896" height="350" />
<h4 data-section-id="b6g0uj">Customer & Location Targeting</h4>
Control invoice payment availability based on user roles, specific customers, or guest users. You can also restrict access by country, state, city, or ZIP code, allowing invoice payments only in approved regions or for selected customer groups.
This makes it easy to offer invoice payments to trusted B2B customers or specific markets while keeping the option hidden from others.
<img class="alignnone size-medium wp-image-18734006388622" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-location-rule.png?w=896" alt="" width="896" height="573" />
<h4>Order & Checkout Conditions</h4>
Define conditions based on cart total, quantity limits, shipping methods, products, categories, tags, or brands to determine when invoice payments should be available.
Rules can also override the global checkout field settings, allowing you to require PO numbers, enable customer messages, or apply different field behavior depending on the rule.
<img class="alignnone size-medium wp-image-18734006388628" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-checkout-rule.png?w=896" alt="" width="896" height="573" />
<h3>Front-end View</h3>
The invoice payment method appears along with other payment methods on the front-end. 
<img class="alignnone size-medium wp-image-18734006388707" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-frontend.png?w=896" alt="" width="896" height="493" />
<h4>Scenario 1: Invoice Payments for Wholesale Customers</h4>
Description:
You want to allow trusted wholesale or B2B customers to place orders using invoice payment, while regular customers must use standard payment methods like credit cards or PayPal.
Rule Configuration:
<ul>
<li>Target: User Role = Wholesale Customer</li>
<li>Rule Settings:
<ul>
<li data-section-id="gzl6k8">Enable Rule: Enabled</li>
<li data-section-id="penmml">User Restriction: Select Wholesale Customer role</li>
<li data-section-id="59lh4w">Extra Fields: Enable Purchase Order (PO) Number</li>
<li data-section-id="gddxvv">Shipping Methods: Leave empty (applies to all)</li>
<li data-section-id="10awgt0">Countries / States: Leave empty (applies to all)</li>
</ul>
</li>
<li>Result: Only customers with the Wholesale Customer role will see the Invoice Payment option during checkout, and they will be required to provide a PO Number when placing the order.</li>
</ul>
<h4>Scenario 2: Invoice Payment for Specific Countries</h4>
Description:
Some international customers may require invoice payments due to local banking restrictions or company purchasing processes.
Rule Configuration:
<ul>
<li>Target: Countries = [Your Desired list]</li>
<li>Actions:
<ul>
<li data-section-id="gzl6k8">Enable Rule: Enabled</li>
<li data-section-id="k8p8dm">Countries: Germany, United Arab Emirates, Singapore</li>
<li data-section-id="1fg3t0k">Extra Fields: Enable PO Number</li>
<li data-section-id="v1dd7l">Shipping Methods: All methods</li>
</ul>
</li>
<li>Result: Customers from the selected countries will see the Invoice Payment option at checkout, allowing them to place orders and complete payment later via invoice.</li>
</ul>

Invoice Payment Method

Add a flexible pay-by-invoice option to WooCommerce. Let customers order now and pay later while you control availability using advanced rules based on users, location, cart value, products, and shipping methods.

Wallet vs Invoice Payment Method