<h2>How to get started</h2>
<ol>
<li>Download and install the Affirm Payments extension for WooCommerce.</li>
<li>Submit your application for an Affirm merchant account:
<ol>
<li><b>US merchants:</b> Apply at <a href="http://info.affirm.com/wooextension"><span style="font-weight: 400">info.affirm.com/wooextension</span></a>.</li>
<li><b>UK merchants</b>: Apply at <a href="http://info.affirm.com/woocommerce/uk" target="_blank" rel="noopener">info.affirm.com/woocommerce/uk</a>.</li>
<li><b>Canada merchants:</b> Apply at <a href="http://info.affirm.com/woocommerce/ca" target="_blank" rel="noopener">info.affirm.com/woocommerce/ca</a>.</li>
</ol>
</li>
<li><span style="font-weight: 400">Once your application is approved, Affirm will share the API keys to enter in your WP-admin dashboard (WooCommerce > Settings > Payments > Affirm)</span></li>
</ol>
<p>Fast-track your revenue goals and capture every possible sale by offering customers a smarter way to pay over time, with no hidden fees or surprises.</p>
<p><img class="alignnone size-medium wp-image-18734006497320" src="https://woocommerce.com/wp-content/uploads/2016/02/WooCommerce-Extension-Infographic.png?w=896" alt="" width="896" height="108" /></p>
<h2>Business benefits</h2>
<h3>Customized solutions</h3>
<p>Choose what’s best for your business. Allow customers to pay for their purchase interest-free in 30 days, in 4 interest-free payments every 2 weeks, or in longer installments up to 36 months. Affirm supports cart values up to $30,000 USD.</p>
<h3>Seamless transactions</h3>
<p>Affirm pays you for each purchase up front, and provides a seamless experience for shoppers to manage their payments through the Affirm app.</p>
<h3>Accelerate customer acquisition</h3>
<p>Affirm provides access to a powerful network of high-lifetime-value (LTV) shoppers who have the purchasing power to transact with your business.</p>
<p><img class="alignnone size-full wp-image-8833104" src="https://woocommerce.com/wp-content/uploads/2016/02/Maximize-your-revenue.png" alt="Screenshot showing Affirm payment options on a checkout page." width="980" height="462" /></p>
<h2>Shopper benefits</h2>
<h3>Personalized terms</h3>
<p>Affirm’s BNPL terms are tailored to each purchase and provide customers with the flexibility to choose the payment plan that best suits their individual needs and budget.</p>
<h3>Complete transparency</h3>
<p>From no late fees to clear payment plans, Affirm’s commitment to transparency can help boost customer satisfaction to keep them coming back for more.</p>
<h3>The power to say yes</h3>
<p>Affirm’s pay-over-time solutions remove price as a barrier, giving your eligible customers more spending power and a convenient way to say yes to the things they love — without giving up financial peace of mind.</p>
<p><img class="alignnone wp-image-8833124 size-full" src="https://woocommerce.com/wp-content/uploads/2016/02/Heres-how-it-works-gif.gif" alt="" width="199" height="419" /></p>
<h2>Reviews</h2>
<p><img class="alignnone size-medium wp-image-5548043" src="https://woocommerce.com/wp-content/uploads/2016/02/6.png?w=620" alt="" width="620" height="155" /></p>
<p><img class="alignnone wp-image-8288662 size-medium" src="https://woocommerce.com/wp-content/uploads/2016/02/LogoWall.png?w=620" alt="" width="620" height="232" /></p>
<p>*Payment options are subject to eligibility and provided by <a href="http://affirm.com/lenders" target="_blank" rel="noopener">Affirm’s lending partners</a>.</p>

Affirm Payments

<p>Buy now, pay later for your business — but smarter. Increase conversions and AOV by offering shoppers flexible payment plans from Affirm.</p>

<p><img class="alignnone size-medium wp-image-18734005369697" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-1.png?w=896" alt="" width="896" height="550" /></p>
<h2>Connect with the world’s best shoppers</h2>
<p>Attract millions of millennial and Gen Z shoppers by adding Afterpay as a payment method. Afterpay allows your customers to choose to pay in 4 installments over 6 weeks, interest free, or in the US, to pay monthly over 6 or 12 months.</p>
<h2>Afterpay — it’s the better way to pay</h2>
<p>No interest or application fees, late fees, and no surprises when they pay on time — and they love it. And merchants love us too because after adding Afterpay, our merchants have seen increased shopping frequency, basket sizes, and sales.</p>
<p><img class="alignnone size-medium wp-image-18734005369705" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-2.png?w=896" alt="" width="896" height="550" /></p>
<h3>Here’s how it works for you</h3>
<ul>
<li><b>Get paid upfront.</b> You’ll get paid within days for purchases made with Afterpay.</li>
<li><b>Minimize your risk.</b> We take on all risk associated with customer fraud, so you can focus on growing your business.</li>
<li><b>Receive daily settlement reports. Get access to transactional information that you can use to reconcile and verify orders.</b></li>
</ul>
<h3>Here’s how it works for your customers</h3>
<ol>
<li>Your customer gets the app and can sign up instantly.</li>
<li>Customers see their payment schedule and choose Afterpay as their payment method.li>
<li>They’ll make their first payment now and will pay the rest bi-weekly over 6 weeks, or monthly over 6 or 12 months (US only).</li>
</ol>
<p><img class="alignnone size-medium wp-image-18734005369706" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-3.png?w=896" alt="" width="896" height="550" /></p>
<h2>Key features</h2>
<ul>
<li><b>Express Checkout.</b> Afterpay now offers Express Checkout, which streamlines the checkout experience to deliver increased value to merchant partners and delight shoppers. The overall experience eliminates five steps and over 40 fields of customer-provided information. The streamlined experience results in higher conversions and more shoppers for merchants.</b></li>
<li><b>Cross Border Trade.</b> Selling internationally just got simpler. With Cross Border Trade, you can get your business in front of millions of shoppers in Australia, Canada, United Kingdom, United States, and New Zealand. Customers pay for their purchase in their local currency and you get paid the full amount (minus merchant fee) in your local currency.</li>
<li><b>Afterpay Business Hub.</b> Afterpay provides all eligible merchants with access to a portal that includes deep insights on Afterpay performance, daily settlement reports, resources for marketing best practices, and the ability to instantly update your account.</b></li>
<li><b>AI-powered risk.</b> Afterpay is powered by one of the most sophisticated risk models in the industry. Based on learnings from millions of shoppers and tens of thousands of global merchants, Afterpay’s AI-powered risk model approves more than 90% of all customer-attempted transactions. This means merchants access an entirely new segment of customers, driving incremental sales. Plus, Afterpay takes on customer fraud risk so you can rest easy.</li>
</ul>
<h3>But don’t take our word for it:</h3>
<p>Afterpay has 24M global annual actives as of December 2023.</p>
<blockquote>
<p>“By adding Afterpay to our other payment options, we’re able to provide a more customized shopping experience, give our customers additional convenience and control and reach a younger demographic who may not have been able to shop with us before.”</p>
<p><b>– John Strain, Chief Digital and Technology Officer, Gap, Inc.</b><br />
<i>(as quoted in SourcingJournal.com)</i></p>
</blockquote>
<p>Afterpay operates as Clearpay in the UK — <a href="https://woocommerce.com/products/clearpay/">learn more</a>.</p>
<p><img class="alignnone size-medium wp-image-18734005369707" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-4.png?w=896" alt="" width="896" height="550" /></p>

Afterpay

<p><span style="font-weight: 400">Afterpay allows customers to purchase products and choose to pay in four installments over six weeks or pay monthly (US only).</span></p>

Affirm Payments vs Afterpay