<h2>How to get started</h2>
<ol>
<li>Download and install the Affirm Payments extension for WooCommerce.</li>
<li>Submit your application for an Affirm merchant account:
<ol>
<li><b>US merchants:</b> Apply at <a href="http://info.affirm.com/wooextension"><span style="font-weight: 400">info.affirm.com/wooextension</span></a>.</li>
<li><b>UK merchants</b>: Apply at <a href="http://info.affirm.com/woocommerce/uk" target="_blank" rel="noopener">info.affirm.com/woocommerce/uk</a>.</li>
<li><b>Canada merchants:</b> Apply at <a href="http://info.affirm.com/woocommerce/ca" target="_blank" rel="noopener">info.affirm.com/woocommerce/ca</a>.</li>
</ol>
</li>
<li>Once your application is approved, your Affirm API keys will be available in the Affirm merchant portal. You will need to enter your Affirm API keys in the WP-admin dashboard (WooCommerce > Settings > Payments > Affirm) to launch.</li>
</ol>
<p>Fast-track your revenue goals and capture every possible sale by offering customers a smarter way to pay over time, with no hidden fees or surprises.</p>
<p><img class="alignnone size-medium wp-image-18734006497320" src="https://woocommerce.com/wp-content/uploads/2016/02/WooCommerce-Extension-Infographic.png?w=896" alt="" width="896" height="108" /></p>
<h2>Business benefits</h2>
<h3>Customized solutions</h3>
<p>Choose what’s best for your business. Allow customers to pay for their purchase interest-free in 30 days, in 4 interest-free payments every 2 weeks, or in longer installments up to 36 months. Affirm supports cart values up to $30,000 USD.</p>
<h3>Seamless transactions</h3>
<p>Affirm pays you for each purchase up front, and provides a seamless experience for shoppers to manage their payments through the Affirm app.</p>
<h3>Accelerate customer acquisition</h3>
<p>Affirm provides access to a powerful network of high-lifetime-value (LTV) shoppers who have the purchasing power to transact with your business.</p>
<p><img class="alignnone size-full wp-image-8833104" src="https://woocommerce.com/wp-content/uploads/2016/02/Maximize-your-revenue.png" alt="Screenshot showing Affirm payment options on a checkout page." width="980" height="462" /></p>
<h2>Shopper benefits</h2>
<h3>Personalized terms</h3>
<p>Affirm’s BNPL terms are tailored to each purchase and provide customers with the flexibility to choose the payment plan that best suits their individual needs and budget.</p>
<h3>Complete transparency</h3>
<p>From no late fees to clear payment plans, Affirm’s commitment to transparency can help boost customer satisfaction to keep them coming back for more.</p>
<h3>The power to say yes</h3>
<p>Affirm’s pay-over-time solutions remove price as a barrier, giving your eligible customers more spending power and a convenient way to say yes to the things they love — without giving up financial peace of mind.</p>
<p><img class="alignnone wp-image-8833124 size-full" src="https://woocommerce.com/wp-content/uploads/2016/02/Heres-how-it-works-gif.gif" alt="" width="199" height="419" /></p>
<h2>Reviews</h2>
<p><img class="alignnone size-medium wp-image-5548043" src="https://woocommerce.com/wp-content/uploads/2016/02/6.png?w=620" alt="" width="620" height="155" /></p>
<p><img class="alignnone wp-image-8288662 size-medium" src="https://woocommerce.com/wp-content/uploads/2016/02/LogoWall.png?w=620" alt="" width="620" height="232" /></p>
<p>*Payment options are subject to eligibility and provided by <a href="http://affirm.com/lenders" target="_blank" rel="noopener">Affirm’s lending partners</a>.</p>

Affirm Payments

<p>Buy now, pay later for your business — but smarter. Increase conversions and AOV by offering shoppers flexible payment plans from Affirm.</p>

<p><span style=", sans-serif;font-size: 23.8768px;font-weight: 600;letter-spacing: -0.02em">New to PayPal?</span></p>
<div class="woo-sc-box normal" style="margin-top: 0">
<p>Get step-by-step instructions on how to <a href="https://woocommerce.com/document/woocommerce-paypal-payments/">add it to your store</a> or <a href="#how-to-activate">watch the how-to video below</a>.</p>
<p>Need to update from an older PayPal extension? Learn how to <a href="https://woocommerce.com/document/woocommerce-paypal-payments/paypal-payments-upgrade-guide/">move to PayPal Payments</a>.</p>
</div>
<p>three</p>
<h1>Our all-in-one checkout solution*</h1>
<p>PayPal’s brand recognition helps give customers the confidence to buy. PayPal Payments is the <strong>official extension for WooCommerce</strong> that lets you offer PayPal, Venmo, Pay Later options, Fastlane, and more — all designed to help you maximize conversions.</p>
<div class="twocol-one">
<h2>PayPal</h2>
<p><img src="https://woocommerce.com/wp-content/uploads/2022/08/PayPal-button.png" alt="PayPal button." width="294" height="61" /></p>
<p style="margin-bottom: 3em">Help increase conversion by automatically offering PayPal buttons on product pages and at checkout. <strong>Consumers are nearly three times more likely to purchase when you offer PayPal.<sup>1</sup></strong></p>
<h2>PayPal Pay Later</h2>
<p><img class="alignnone wp-image-18734000792375" src="https://woocommerce.com/wp-content/uploads/2022/08/Pay-Later-button.png" alt="PayPal Pay Later button." width="274" height="57" /></p>
<p>Let customers pay over time while you get paid up front. We’ve seen a <strong>35% increase in cart size with Pay Later offers, when compared to standard PayPal transactions.<sup>2</sup></strong></p>
<p>Turn on Pay Later messaging to automatically present the most relevant Pay Later option as your customers browse, shop, and check out. With repeat customers making up 66% of all US Pay Later transactions<sup>5</sup>, it’s no surprise that Pay Later can help attract and retain customers.</p>
<p style="font-size: 12px">Available in Australia, France, Germany, Italy, Spain, United Kingdom, and United States.</p>
<p style="margin-bottom: 0"><img class="wp-image-18734000785211 size-medium" style="margin-bottom: 0" src="https://woocommerce.com/wp-content/uploads/2022/08/Phone-UI.png" alt="" width="505" height="452" /></p>
</div>
<div class="twocol-one last">
<h2>Venmo</h2>
<p><img class="alignnone wp-image-18734000792376 size-medium" style="max-width: 85%" src="https://woocommerce.com/wp-content/uploads/2022/08/Venmo-button.png" alt="Venmo button." width="294" height="63" /></p>
<p>Appeal to Venmo customers by letting customers pay for purchases the same way they pay their friends and <strong>tap into 92 million active Venmo accounts.<sup>3</sup></strong></p>
<p style="font-size: 12px;margin-bottom: 3em">Available in United States only.</p>
<h2>Fastlane by PayPal</h2>
<p><img class="aligncenter size-medium wp-image-18734004246956" src="https://woocommerce.com/wp-content/uploads/2020/10/PayPalUS_Fastlane_Snipe_Partner.png" alt="Fastlane by PayPal logo." width="430" height="46" /></p>
<p>Speed up checkout by recognizing millions of guest shoppers and allowing them to autofill their checkout details. No store accounts or PayPal user accounts required.</p>
<p style="margin-bottom: 3em"><strong>Fastlane users convert at nearly 80%</strong>.<sup>4</sup></p>
<p style="margin-bottom: 0"><img class="aligncenter size-medium wp-image-18734004246956" style="margin-bottom: 0" src="https://woocommerce.com/wp-content/uploads/2020/10/Fastlane_Module_Static.png" width="1270" height="1623" /></p>
</div>
<h2>Country-specific payment methods</h2>
<p><img class="alignnone size-medium wp-image-18734003446742" style="max-width: 85%" src="https://woocommerce.com/wp-content/uploads/2020/10/Local-Payment-Methods-buttons-1.png" alt="iDEAL, Bancontact, and Blik logos." width="266" height="56" /></p>
<p>Offer locally recognized payment methods to help build trust and reach international customers, including Payment Upon Invoice (PUI), a payment option available only for purchases completed in Germany.</p>
<hr />
<h2>Add credit and debit card processing capabilities</h2>
<p>PayPal Payments provides two different card processing options on WooCommerce:</p>
<ul class="wccom-tick-list-secondary">
<li>
<h4>Standard Card Processing</h4>
<p>Card transactions are managed by PayPal in a prebuilt user experience, which simplifies your compliance requirements. Suitable for all business and personal seller accounts.</li>
<li>
<h4>Advanced Card Processing</h4>
<p>Get everything that comes with PayPal’s standard integration, along with the ability to customize the look, feel, and placement of your debit and credit card payment fields. You can also use fraud protection tools to set up your own risk tolerance filters.</li>
</ul>
<hr />
<h2>PayPal is preferred, trusted, and familar to customers<sup>6</sup></h2>
<div style="display:none">									<div class="wccom-bundle-three-column-section">
							<h3></h3>
							<p></p>
						</div>
			</div>
<div class="wccom-bundle-three-column" style="padding-bottom: 0 !important">
<div class="wccom-bundle-three-column-container">
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">20+</strong> years of experience</p>
</div>
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">200+</strong> markets around the globe</p>
</div>
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">100+</strong> different currencies</p>
</div>
</div>
</div>
<hr />
<h2>More reasons it pays to PayPal</h2>
<table border="0" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td style="vertical-align: top" align="top"><img class="alignleft wp-image-18734000792361" src="https://woocommerce.com/wp-content/uploads/2022/08/Instant-access-to-funds-icon.png" alt="Dollar symbol in a purple disc." width="60" height="60" /></td>
<td style="vertical-align: top" align="top">
<h4>Instant access to funds</h4>
<p>Access card payments, send money or make a payment from your bank account. You’re credited immediately while the payment is processing. Funds settle instantly into your PayPal business account.</td>
</tr>
<tr>
<td style="vertical-align: top" align="top"><img class="alignleft wp-image-18734000792364" src="https://woocommerce.com/wp-content/uploads/2022/08/Fraud-detection-icon.png" alt="" width="60" height="65" /></td>
<td style="vertical-align: top" align="top">
<h4>Fraud detection</h4>
<p>Save time and money by letting PayPal help you handle the risk of fraudulent transactions with our fraud, chargeback, and Seller Protection capabilities (on eligible transactions†). Our AI technology works hard to monitor all of your transactions — so you can focus on what matters most.</p>
<p style="font-size: 12px"><sup>†Available on eligible purchases. <a href="https://www.paypal.com/us/webapps/mpp/ua/useragreement-full" target="_blank" rel="noopener">Limits apply</a>.</sup></p>
</td>
</tr>
<tr>
<td style="vertical-align: top" align="top"><img class="wp-image-18734000792365 alignleft" src="https://woocommerce.com/wp-content/uploads/2022/08/Global-compliance-icon.png" alt="" width="60" height="60" /></td>
<td style="vertical-align: top" align="top">
<h4>Global compliance</h4>
<p>PayPal payment solutions help you meet your global compliance standards, such as PCI and PSD2, bringing international markets within reach for your business. Our platform has built-in compliance with two-factor authentication provided by cards (3D Secure). We include automatic updates as security protocols change.</td>
</tr>
</tbody>
</table>
<h2 id="how-to-activate">How to activate PayPal</h2>
<p><span class="embed-youtube" style="text-align:center;display: block"></span></p>
<hr />
<div style="font-size: 11px">
<p>* For Australian users, the PayPal service is provided by PayPal Australia Pty Limited AFSL 304962. Any information provided is general only and does not take into account your objectives, financial situation or needs. Please read and consider the CFSGPDS (paypal.com.au) before acquiring or using the service. See website for TMD. PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258) and is subject to merchant and customer eligibility criteria. Full terms and details are available in the PayPal Credit Guide, TMD and PayPal Pay in 4 Facility Agreement on our <a href="https://www.paypal.com/au/legalhub/paypal/home" target="_blank" rel="noopener noreferrer">website</a>.</p>
<p><sup>1</sup> An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.</p>
<p><sup>2</sup> Globally, Pay Later AOVs are 35%+ higher than standard PayPal AOVs for SMBs. Internal Data Analysis of 68,374 SMB across integrated partners and non integrated partners, November 2022. Data inclusive of PayPal Pay Later product use across 7 markets.</p>
<p><sup>3</sup> PayPal Internal Data – 2023.</p>
<p><sup>4</sup> Based on PayPal internal data from March 15 to April 14, 2024. Applicable to shoppers who used Fastlane’s autofill.</p>
<p><sup>5</sup> Based on PayPal internal data from Jan 2022 – Dec 2022.</p>
<p><sup>6</sup> Morning Consult — The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.</p>
</div>

PayPal Payments

<p>The official, all-in-one checkout solution that allows you to offer PayPal, Venmo (US), Pay Later, credit and debit cards, country-specific payment options, and more.</p>

Affirm Payments vs PayPal Payments