<h2>Westpac PayWay API</h2>
<p>This extension allows you to use <strong>Westpac PayWay API</strong> as a credit card processor, using their fully integrated API process. You can process Visa and Mastercard by default, and can optionally accept American Express, Diners Club and JCB after further activation by Westpac.</p>
<p>When using the PayWay API integration, you should ensure your web server meets PCI compliance (Payment Card Industry Data Security Standards).</p>
<p><a name="westpac-type-note"></a>Note: Another extension is available if you wish to use the <a href="https://woocommerce.com/?p=185011">NET (Westpac-hosted direct post) integration.</a></p>
<p>Find out more about Westpac PayWay and the different integration types at: <em id="__mceDel"><a href="https://www.payway.com.au/core/AboutView" target="_blank" rel="noopener noreferrer">https://www.payway.com.au/core/AboutView</a></em></p>

Westpac PayWay API Payment Gateway

<p>This extension allows you to use Westpac PayWay API as a credit card processor, using their fully integrated API process.</p>

<h2>Easily accept credit cards with USA ePay</h2>
<p>The WooCommerce USA ePay payment gateway extension provides a completely integrated checkout experience between WooCommerce and USA ePay. Payments take place directly on your website so you have maximum control over what the checkout looks like, and customers never have to leave your site to make a payment.</p>
<ul class="wccom-tick-list-primary">
<li><strong>Process refunds / voids</strong> automatically from within WooCommerce</li>
<li><strong>Capture prior authorized transactions</strong> right from the WooCommerce edit order screen</li>
<li><strong>Customers can securely save their payment method</strong> to their account for easier checkout</li>
<li>Full Support for WooCommerce Subscriptions and Constellation Memberships</li>
<li>Full Support for WooCommerce Pre-Orders</li>
<li>Force charges for orders with only virtual items instead of authorizing them</li>
<li>Automatically capture transactions when order status changes to a paid status</li>
<li>Adds a <strong>mobile-friendly checkout</strong> with numerical inputs for card number and security code</li>
<li>Show detailed decline messages at checkout instead of generic errors</li>
<li>Customers never leave your site during checkout</li>
<li>Accept Major Credit Cards / Debit Cards – Visa®, MasterCard®, American Express®, Discover®, Diners Club, JCB</li>
</ul>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/06/woocommerce-bambora-payment-form.png"><br />
<img class="aligncenter size-large wp-image-1046330" src="https://woocommerce.com/wp-content/uploads/2012/06/woocommerce-bambora-payment-form.png?w=950" alt="USA ePay checkout form on a WooCommerce store" width="950" height="885" /><br />
</a></p>
<h3>Simple, Integrated Checkout</h3>
<p>Using the USA ePay extension allows you to decide what your checkout process will look like, while keeping the customer on your site for the entire process. This gives you maximum control over this experience, providing a slick checkout process for the user and maximum customizability for the business owner.</p>
<p>Mobile checkout is enhanced as well, offering automated card formatting and numerical (tel type) fields for easier input.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png"><br />
<img class="size-large aligncenter wp-image-169768" src="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png?w=568" alt="Mobile-optimized credit card form" width="400" height="668" /><br />
</a></p>
<p>You can now opt to show detailed decline messages to your customers, no more “an error occurred” error messages!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><br />
<img class="size-medium aligncenter wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="Detailed decline message shown at checkout" width="550" height="225" /><br />
</a></p>
<h3>Support for Automatic Refunds & Voids</h3>
<p>Shop employees can now process refunds for an order paid for with USA ePay directly from within WooCommerce — no more logging into your merchant account to process refunds. Speed up your store management by creating full or partial refunds from the Edit Order screen and sending the transaction automatically to USA ePay by clicking “Refund via Credit Card.” If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Capture Charges directly from WooCommerce</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges. USA ePay for WooCommerce lets you optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your USA ePay control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through USA ePay.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-1.png"><br />
<img class="aligncenter size-large wp-image-752076" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-1.png?w=950" alt="Capture a previously authorized transaction from the Edit Order screen" width="950" height="514" /><br />
</a></p>
<h3>Securely Save Customer Credit Cards</h3>
<p>Customers can save credit cards to their account at checkout or from <em>My Account → Payment Methods</em>, and reuse them for faster repeat purchases, subscriptions, and pre-orders. Tokens are stored by USA ePay so card data isn’t retained on your server beyond the transaction. This integration is server-side, so it falls under PCI SAQ-D — confirm your specific compliance scope with your QSA.</p>
<h3>Full Support for Memberships, Subscriptions, and Pre-Orders</h3>
<p>USA ePay is an ideal gateway for <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a> and <a href="https://woocommerce.com/products/constellation/">Constellation Memberships</a>, handling subscription date changes, payment date changes, and the rest of the recurring billing feature set. It also fully supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a>, so you can take customers’ payment information upfront and then automatically charge their payment method once the pre-order is released.</p>
<h2>How it works (and how you stay in control)</h2>
<p>USA ePay for WooCommerce keeps checkout on your site and gives you powerful tools to manage payments end‑to‑end. Authorize now and capture later from the Edit Order screen, refund or void without leaving WooCommerce, and let returning customers pay faster with saved cards. You decide authorization and capture rules, when to auto‑capture on status change, which transactions to force‑charge for virtual orders, and where the payment option appears. Detailed decline messaging and clean reporting help you resolve issues quickly and keep revenue flowing.</p>
<ul>
<li><strong>Refunds & voids:</strong> issue full/partial refunds or voids directly in WooCommerce.</li>
<li><strong>Capture controls:</strong> capture prior authorizations from the Edit Order screen.</li>
<li><strong>Saved cards:</strong> let customers store methods securely for faster repeat checkout.</li>
<li><strong>Memberships, Subscriptions & Pre‑Orders:</strong> full compatibility for recurring and future‑dated charges.</li>
<li><strong>Auto‑capture rules:</strong> capture automatically on paid statuses when desired.</li>
<li><strong>Mobile‑friendly form:</strong> numeric inputs and smart formatting on phones.</li>
<li><strong>Detailed declines:</strong> show actionable error messages instead of generic failures.</li>
</ul>
<h2>More information</h2>
<ul style="line-height: 1.8em">
<li>Browse WooCommerce payment gateway documentation <a href="https://woocommerce.com/document/usa-epay/" target="_blank" rel="noopener">for setup guides and best practices</a>.</li>
<li>Need help getting started with USA ePay? <a href="https://kestrelwp.com/support" target="_blank" rel="noopener">Contact our support team</a>.</li>
</ul>
<p>Made by<br />
<a href="https://woocommerce.com/vendor/kestrel/" target="_blank" rel="noopener"><br />
<img src="https://woocommerce.com/wp-content/uploads/2012/06/kestrel-logo.png" alt="Kestrel logo" width="200" height="45" /><br />
</a></p>

USA ePay

<p>Accept credit cards on-site with USA ePay for WooCommerce. Saved cards, support for subscriptions, memberships, and pre-orders, plus full capture, refund, and void controls inside WooCommerce.</p>

Westpac PayWay API Payment Gateway vs USA ePay