zinia

Highlights 
* Buy Now Pay Later: Grow your business by offering your customers the freedom to pay in 14 or 30 days and in monthly instalments, interest-free. 
* Commitment: Our solution adapts to your business needs and leverages the Santander Group’s 20-plus years of experience in partnerships with merchants. 
* Customer relationship: Taking care of your customers is our top priority. Leave it up to us to make paying a smooth experience and keep them coming back to your shop. 
* Ethical: Our products and services are bolstered by our ethical commitment to offer our partners a trustworthy and reliable solution for their business. 
* Safe and secure: Your brand’s reputation is in safe hands. We make sure your customer data are secure, minimising risks using Artificial Intelligence (AI). 
* No fixed cost: There are no fixed costs. Simply pay Zinia for each transaction, and not a cent more! 
* Support: We’re on hand for you and your customers whenever you need us.
Description 
It’s all up your customers! Let them pay now, in 14 days, 30 days or in monthly instalments. Always interest-free. This is our philosophy.
Zinia is the new ‘buy now, pay later’ brand of Santander’s Digital Consumer Bank, created by the combination of two successful businesses: Santander Consumer Finance (SCF) and Openbank. We make payments simple so customers can split them into instalments or settle them at a later date. An easy, fast and clear way to shop and help businesses boost sales and customer engagement. All products are available both for in-store and online purchases at participating businesses with offline functionality.
Since our launch, more than 2 million customers have used our BNPL solution. We’ve partnered with over 63 thousand merchants across the world and our international expansion is afoot, aiming to service the 16 countries where we operate.
Other Features: 
* Point of Sale: All payment methods can also be used completely digital in-store – as a self-checkout via QR codes or SMS/e-mail and as a merchant version or through an integration into your existing PoS system. 
* Pay by Link: The payment link (or the QR code) can be send via e-mail or sms to your customers and works with all payment methods. Therefore, pay by link is the ideal solution for merchants, who want to make special offers for customers or who want to process call center orders. Alternatively, pay by link can also integrated by API into existing processes and systems. 
* Order Management: The easy management allows you to control all transactions in your shop-backend as well as in your Zinia account. 
* Specific Settings: Activate or deactivate payment methods with just one click. Select different payment options depending on shopping cart size or on customer address. You can even offer the same payment method in different variations (e.g. different terms and conditions for instalments). 
* Widgets & Rate Calculator: To draw attention to payment methods such as instalments and financing, specific widgets can be implemented to provide more information or calculate the monthly rate directly. 
* Product Synchronization: With this plugin you can easily synchronize your products to other sales channels such as marketplaces (e.g. Amazon, ebay), product comparison (e.g. Google shopping) and social media (e.g. Facebook shops/marketplace, Instagram). 
* Cyber Security: We guarantee the highest security standards by using the latest technology and periodic PCI scans as well as annual external audits due to the highly regulated banking sector. 
* GDPR: To meet the highest compliance and security standards, all data is stored on ISO/IEC 27001 & PCI DSS certified server located in the European Union. 
* Customer Support: Our customer support is german and english speaking and helps you with the integration or with any technical issues. On weekdays between 9 a.m. and 6 p.m., you will receive immediate response to any question.
How to get in touch with us: 
To receive further information or an offer for a corresponding payment method, please contact us any time by mail at support@payever.de. We are looking forward to hear from you!
(DEUTSCH)
Highlights 
* Buy Now Pay Later: Deine Kund:innen bezahlen später, während du dein Geld vorher bekommst. Ohne Risiko für dich und ohne Zinsen für deine Kund:innen. 
* Kooperation: Unser Angebot passt sich ganz an die Anforderungen deines Unternehmens an und baut dabei auf die 20-jährige Erfahrung der Santander-Gruppe in der Zusammenarbeit mit Händler:innen. 
* Kundenbeziehung: Für uns haben deine Kund:innen oberste Priorität. Wir sind auf der Mission, ihnen das bestmögliche Erlebnis zu bieten und dafür zu sorgen, dass sie gerne wiederkommen. 
* Verpflichtung: Wir haben eine ethische Verpflichtung, unseren Geschäftspartner:innen eine sichere und zuverlässige Zahlungslösung zu bieten – und diese spiegelt sich auch in unseren Produkten und Services wieder. 
* Sicher und sorgenfrei: Datenschutz wird bei uns groß geschrieben. Mithilfe von Artificial Intelligence stellen wir sicher, dass die Daten deiner Kund:innen sicher und geschützt verarbeitet werden. 
* Null Fixkosten: Es gibt keine laufenden Kosten. Du bezahlst nur pro Transaktion und keinen Cent mehr! 
* Support: Brauchst du Hilfe? Wir helfen dir und deinen Kund:innen gerne weiter.C
Beschreibung 
Booste deine Umsätze mit Zinia! Lass dein Unternehmen wachsen, indem du deinen Kund:innen mehr Freiheit bietest. Gib ihnen 30 Tage Zeit für die Bezahlung die Möglichkeit für sie, in bis zu 36 Raten zu bezahlen – völlig zinsfrei.
Zinia ist die neue „Buy now, pay later“-Marke der Digital Consumer Bank von Santander, die durch den Zusammenschluss zweier erfolgreicher Unternehmen entstanden ist: Santander Consumer Finance (SCF) und Openbank. Wir machen Zahlungen einfach, sodass Kund:innen ihre Rechnung in Raten aufteilen oder zu einem späteren Zeitpunkt begleichen können. Eine einfache, schnelle und transparente Möglichkeit einzukaufen und Unternehmen dabei zu helfen, ihren Umsatz und ihre Kundenbindung zu steigern. Alle Produkte sind sowohl im stationären Handel als auch online bei teilnehmenden Geschäften erhältlich.
Seit unserer Einführung haben mehr als 2 Millionen Kund:innen unsere BNPL-Lösung genutzt. Wir arbeiten mit über 63.000 Händlern auf der ganzen Welt zusammen und unsere internationale Expansion ist im Gange, mit dem Ziel, die 16 Länder zu bedienen, in denen wir operativ tätig sind.
Weitere Features: 
* Point of Sale: Alle Zahlarten können Sie auch komplett digital in Ihrem Ladengeschäft verwenden – als Self-Checkout über QR Codes bzw. SMS/E-Mail und als Händlerversion oder durch Integration in Ihr bestehendes PoS-System. 
* Pay by Link: Der Bezahl-Link (auch als QR-Code) kann per E-Mail und SMS an Ihre Kunden versendet werden und funktioniert für alle Zahlarten. Damit ist Pay by Link die perfekte Lösung für Händler:innen, die spezielle Angebote an die Kund:innen versenden möchten oder Call Center Bestellungen abwickeln und Anwendungsfälle haben, für die eine Integration zu kompliziert ist. Alternativ kann man die Pay by Link Lösung auch über eine API in bestehende Prozesse bzw. System integrieren. 
* Bestellverwaltung: Durch die einfache Verwaltung können Sie alle Transaktionen sowohl aus Ihrem Shop-Backend als auch über Ihren Zinia Account steuern.
<ul>
<li>Spezifische Einstellungen: Mit einem Klick können Sie Zahlarten aktivieren oder deaktivieren, unterschiedliche Zahlarten nach Warenkorbhöhe oder Kundenadresse steuern oder über Varianten die gleiche Zahlarten in unterschiedlichen Variationen anbieten (z.B. verschieden Konditionen bei der Finanzierung).</li>
<li>Widgets & Ratenrechner: Um auf Zahlarten wie Ratenkauf und Finanzierung aufmerksam zu machen, können auf den relevanten Produktseiten spezifische Widgets implementiert werden um mehr Information oder direkt die monatliche Rate zu berechnen.</li>
<li>Produkt Synchronisation: Mit dem Plugin können Sie auch ganz einfach Ihre Produkte zu anderen Verkaufskanälen wie Marktplätze (z.B. Amazon, ebay), Produktvergleich (z.B. Google Shopping) und Social Media (z.B. Facebook Shops/Marketplace, Instagram) synchronisieren.</li>
<li>Cyber Security: Höchste Sicherheitsstandards garantieren wir durch die Nutzung neuster Technologien und regelmäßiger PCI Scans sowie jährliche externe Audits auf Grund des hochregulierten Bankensektor.</li>
<li>DSGVO: Alle Daten liegen auf ISO/IEC 27001 & PCI DSS zertifizierten Servern innerhalb der europäischen Union, um höchsten Compliance und Sicherheitsansprüchen gerecht zu werden.</li>
<li>Kundenservice: Unser kompetenter Support unterstützt Sie sowohl auf Deutsch als auch in Englisch und hilft Ihnen bei der Integration und bei der Lösung von technischen Problemen. Werktags erhalten Sie zwischen 9 und 18 Uhr innerhalb kürzester Zeit eine umgehende Rückmeldung.</li>
</ul>
So erreichen Sie uns: 
Für weiterführende Informationen oder ein Angebot der entsprechenden Zahlarten kontaktieren Sie uns gerne jederzeit per E-Mail via support@payever.de. Wir freuen uns auf Ihre Nachricht!
<h3>3rd party services</h3>
Our plugin use <a href="https://www.zendesk.com/company/privacy" rel="nofollow ugc">Zendesk widget</a>. 
Widget CDN URL [https://static.zdassets.com] 
This helps to quickly contact us from the plugin settings.

Zinia – Enjoy now. Pay later.

With zinia you can easily add all your preferred payment options to your checkout. Within minutes! Find more about us: https://www.zinia.com

tabbyai

Why Tabby:
<ul>
<li>Tabby refers hundreds of thousands of shoppers to our partners via co-marketing campaigns.</li>
<li>We are wherever your customers are. Sell on your website, in-store or in your app.</li>
<li>Shoppers love the Tabby shopping experience with an industry leading net-promoter-score of 81.</li>
<li>Interest-free instalments incentivise shoppers to choose Tabby over cash-on-delivery.</li>
<li>Tabby is permitted by the Saudi Central Bank. Tabby is also Shari’ah-compliant, and PCI DSS certified.</li>
<li>Tabby has raised +$220M in funding from +10 leading regional and global investors.</li>
</ul>
Who uses Tabby 
Global brands and small businesses use Tabby to accelerate growth and gain loyal 
customers by offering easy and flexible payments online and in stores. Tabby 
currently operates in Saudi Arabia, UAE, Kuwait, Bahrain and Egypt.
<h3>First time installation</h3>
<ul>
<li>Go to WooCommerce -> Settings -> Tabby API and enter the Public API Key and Secret API Key for testing</li>
<li>Save plugin changes</li>
</ul>
<h3>Plugin update</h3>
Be sure to resave your settings after updating the plugin
<ul>
<li>Go to WooCommerce -> Settings -> Tabby API </li>
<li>Save plugin changes</li>
</ul>
<h3>Who do we share your information with?</h3>
We may share your personal information:
(a) with any member of our group (which includes our subsidiaries and our ultimate holding company and its subsidiaries, who support our processing of personal data under this Notice, who we support in processing your personal data, or who we otherwise share your personal data with.
(b) with selected third parties, including the credit reference agencies we work with. Our selected third parties may include:
(i) Organisations who process your personal data on our behalf and in accordance with our instructions and the Data Protection Law. This includes in supporting the services we offer through the Platform in particular those providing website and data hosting services, providing fulfilment services, distributing any communications we send, supporting or updating marketing lists, facilitating feedback on our services and providing IT support services from time to time. These organisations (which may include third party suppliers, agents, sub-contractors and/or other companies in our group) will only use your information to the extent necessary to perform their support functions.
(ii) Advertisers and advertising networks that require the data to select and serve relevant adverts to you and others. We do not disclose information about identifiable individuals to our advertisers, but we will provide them with aggregate information about our users. We may make use of the personal data we have collected from you to enable us to comply with our advertisers’ wishes by displaying their advertisement to that target audience and subject to the cookie section of this Notice.
(iii) Analytics and search engine providers that assist us in the improvement and optimisation of our site (this will not identify you as an individual).
(iv) Merchants and business partners who provide services to you, and with whom we have entered into agreements in relation to the processing of your personal data a list of whom can be provided upon request.
(v) Credit Reference Agencies for the purpose of assessing your credit score whether when setting up an account with us or on an ongoing basis. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity. We continue to exchange information about you, your settled accounts and debts not fully repaid on time with the Credit Reference Agencies while you use our services. The Credit Reference Agencies will share your information with other organisations. Your data will also be linked to the data of your spouse, any joint applicants or other financial associates.
(vi) Payment processing providers who provide secure payment processing services.
(vii) Debt collection agencies, should your account fall into arrears, in order to collect the amount you owe us from you.
(c) any person to whom disclosure is necessary to enable us to enforce our rights under this Privacy Notice or under any agreement we have with you, or to protect our rights or the rights of third parties. This includes exchanging information with law enforcement agencies (including regulators) or other similar government bodies
(d) where required to do so by court order or where we are under a duty to disclose or share your information in order to comply with (and/or where we believe we are under a duty to comply with) any legal obligation.
(e) in the event that we sell or buy any business or assets, in which case we will disclose your personal data to the prospective seller or buyer.
If we share your personal information with our group companies or other third parties, we will take steps to protect your personal information in our contractual agreements with these third parties, and to require that they have appropriate technical and organisational security measures in place, in compliance with applicable data protection laws.
<h3>Plugin Update: New Product Catalogue Feature</h3>
We’ve introduced an exciting new feature to the Tabby WooCommerce plugin – the Product Catalogue Feature, designed to help you list your store’s products seamlessly on the Tabby Shop. Here are the advantages this feature brings to your business:
Advantages: 
* Automated Product Listing: Easily list your entire WooCommerce store inventory on the Tabby Shop without manual intervention. 
* Real-Time Stock Updates: Keep your product listings up-to-date effortlessly, as the plugin automatically syncs inventory availability and reflects out-of-stock items in real time. 
* Increased Visibility: Showcase your products to a broader audience by making them visible to all Tabby app users. 
* Traffic Generation: Drive interested shoppers directly to your WooCommerce store, increasing clicks and potential sales. 
* Simplified Setup: The feature is enabled by default, so there’s nothing you need to do. If needed, you can manage it in the Tabby API settings by simply enabling or disabling the appropriate checkbox.
This feature helps you reach more shoppers and boost your store’s visibility through the Tabby platform.
<h3>Tabby Promo</h3>
Customers are not always aware of the different financing options available to them before they reach the checkout. Tabby promo helps your customers learn about the advantages and possibilities of alternative payment methods which has a great impact on the conversion rate and customers’ awareness.
Tabby promotions script for product info and shopping cart pages: 
https://checkout.tabby.ai/tabby-promo.js
Tabby billing plan for checkout payment methods description: 
https://checkout.tabby.ai/cms-plugins.js
<h3>Privacy policy</h3>
<ul>
<li>https://tabby.ai/en-AE/privacy-policy</li>
</ul>
<h3>Terms and conditions</h3>
<ul>
<li>https://tabby.ai/en-AE/toc</li>
</ul>
<h3>F. A. Q.</h3>
For more information about the documentation, user guides and the FAQs, please visit: our website (https://merchantsupport.tabby.ai/hc/en-us)

Zinia – Enjoy now. Pay later. vs Tabby Checkout