Autify Digital Ltd

<p>A comprehensive payment gateway integration between WooCommerce and Lloyds Cardnet Payments. Accept payments from customers using Visa, Mastercard, American Express, etc via Hosted Payment page or Payment JS solution. This plugin is specifically designed to work with British Pound (GBP) and Euro (EUR) currencies.</p>
<p><strong>Key Features:</strong><br />
– Multiple payment methods: Hosted Payment Page (HPP), Payment JS, Apple Pay, and Google Pay<br />
– Full tokenization support – customers can securely save cards for future purchases<br />
– WooCommerce Subscriptions compatibility for recurring payments<br />
– Smart 3D Secure authentication with dynamic challenge requirements<br />
– MOTO (Mail Order/Telephone Order) support for admin-initiated transactions<br />
– Advanced fraud prevention with customizable security settings<br />
– Comprehensive webhook support for reliable payment status updates</p>
<h3>Lloyds Bank Cardnet (LBOP) WooCommerce Integration</h3>
<h3>Features</h3>
<p>= Payment Methods =</p>
<p>Multiple Payment Options – Accept all major credit and debit cards (Visa, Mastercard, American Express, etc.)<br />
Digital Wallets – Integrated Apple Pay and Google Pay support<br />
Express Checkout – Display Apple Pay and Google Pay buttons on product, cart, and checkout pages<br />
Redirect Payment – Secure hosted payment page option for PCI compliance<br />
Embedded Payment (Payment.JS) – Seamless checkout with payment form directly on your site</p>
<h4>Advanced Payment Features</h4>
<p>Tokenization – Allow customers to securely save card details for faster future purchases<br />
Subscription Support – Set up recurring payments for subscription-based services<br />
MOTO Payments – Process Mail Order/Telephone Order payments securely from WooCommerce admin<br />
Refund Processing – Handle full and partial refunds directly from your WooCommerce dashboard<br />
International Payments – Configure multiple currencies and selling locations</p>
<h4>Security & Management</h4>
<p>PCI Compliance – Transactions processed by Lloyds Bank Cardnet, not on your server<br />
Secure Payment Handling – All sensitive payment data handled by certified payment processor<br />
Easy Dashboard Management – Monitor transactions and order statuses from WooCommerce<br />
Webhook Support – Real-time payment status updates<br />
REST API Integration – Modern API implementation for reliable performance</p>
<h3>Getting Started</h3>
<p>Ensure you have an active Lloyds Bank Cardnet merchant account<br />
Purchase and download the plugin from Autify Digital<br />
Install the plugin on your WooCommerce site<br />
Configure with your Store ID and Shared Secret<br />
For embedded payments, add REST API credentials<br />
Configure payment methods and options<br />
Test with sandbox credentials<br />
Go live with production credentials</p>
<p>For detailed installation instructions, refer to the documentation provided with your plugin purchase.</p>
<h3>Support</h3>
<p>For technical support, customization requests, or general inquiries:<br />
Email: cardnet@autify.co.uk<br />
Visit: https://www.autify.co.uk</p>
<h3>External Services</h3>
<p>This plugin relies on the following third-party/external services to function. By using this plugin, data may be transmitted to these services as described below. Please review the respective terms and privacy policies.</p>
<h4>1. Lloyds Cardnet Payment Gateway</h4>
<p>Used for processing card payments through the Lloyds Bank Cardnet merchant account.<br />
Data sent: Order details, payment amounts, currency, customer billing/shipping address, and card transaction data. Sent when a customer initiates a payment.</p>
<p>– Service Link: <a href="https://www.lloydsbank.com/business/take-payments-with-cardnet/existing-customers/getting-started.html" rel="nofollow ugc">Lloyds Cardnet</a><br />
– Terms of Use: <a href="https://www.lloydsbank.com/business/product-terms-and-conditions.html" rel="nofollow ugc">Lloyds Cardnet Terms of Service</a><br />
– Privacy Policy: <a href="https://www.lloydsbank.com/business/privacy.html" rel="nofollow ugc">Lloyds Cardnet Privacy Policy</a></p>
<h4>2. First Data / Fiserv Payment Processing (IPG Online)</h4>
<p>Used for processing hosted payment page (redirect) transactions, Payment JS embedded payments, and refunds via the First Data API.<br />
Data sent: Store ID, API credentials, payment amounts, currency, order reference, card tokens, and refund details. Sent when a customer makes a payment, when a session is initialized for embedded payments, or when a merchant processes a refund.</p>
<p>– API Endpoints:<br />
  – Hosted Payment Page (Sandbox): https://test.ipg-online.com/connect/gateway/processing<br />
  – Hosted Payment Page (Production): https://www.ipg-online.com/connect/gateway/processing<br />
  – API (Sandbox): https://cert.api.firstdata.com/<br />
  – API (Production): https://prod.api.firstdata.com/<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>3. First Data Payment JS Client Library</h4>
<p>A JavaScript library loaded from First Data servers to render the secure embedded payment form (card number, expiry, CVV fields) on the checkout page. The library handles card data directly — no card details pass through your server.<br />
Data sent: Card details are entered directly into the Payment JS iframe and transmitted to First Data. The plugin receives a payment token in return. The library is loaded when the checkout page renders with the embedded payment method enabled.</p>
<p>– JavaScript (Sandbox): https://lib.paymentjs.firstdata.com/uat/client-2.0.0.js<br />
– JavaScript (Production): https://lib.paymentjs.firstdata.com/prod/client-2.0.0.js<br />
– Documentation: <a href="https://docs.paymentjs.firstdata.com/" rel="nofollow ugc">Payment JS Documentation</a><br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>4. Fiserv Checkout Solution</h4>
<p>Used as an alternative checkout integration via the Fiserv eCommerce API for payment processing.<br />
Data sent: Store ID, API credentials, order amounts, currency, and checkout configuration. Sent when a customer initiates a payment using the checkout solution method.</p>
<p>– API (Production): https://prod.emea.api.fiservapps.com/exp/v1/checkouts<br />
– API (Sandbox): https://prod.emea.api.fiservapps.com/sandbox/exp/v1/checkouts<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>5. Apple Pay</h4>
<p>Used to enable Apple Pay as an express payment method on product, cart, and checkout pages.<br />
Data sent: The merchant identifier, site domain, and display name are sent to Apple during merchant validation when a customer initiates an Apple Pay payment. Payment and shipping data is then processed through the First Data / Fiserv API.</p>
<p>– Service: <a href="https://www.apple.com/apple-pay/" rel="nofollow ugc">Apple Pay</a><br />
– Terms of Use: <a href="https://developer.apple.com/apple-pay/terms/apple-pay-web/" rel="nofollow ugc">Apple Pay Platform Web Merchant Terms</a><br />
– Privacy Policy: <a href="https://www.apple.com/legal/privacy/" rel="nofollow ugc">Apple Privacy Policy</a></p>
<h4>6. Google Pay</h4>
<p>Used to enable Google Pay as an express payment method on product, cart, and checkout pages. A JavaScript library is loaded from Google servers to render the Google Pay button and handle the payment flow.<br />
Data sent: Payment token data (encrypted by Google) and customer shipping/billing details are sent from the Google Pay interface to the plugin, then processed through the First Data / Fiserv API. The Google Pay JS library is loaded when the Google Pay payment method is enabled.</p>
<p>– JavaScript: https://pay.google.com/gp/p/js/pay.js<br />
– Service: <a href="https://pay.google.com/" rel="nofollow ugc">Google Pay</a><br />
– Terms of Use: <a href="https://payments.google.com/payments/apis-secure/get_legal_document?ldo=0&ldt=buyertos" rel="nofollow ugc">Google Pay Terms of Service</a><br />
– Privacy Policy: <a href="https://policies.google.com/privacy" rel="nofollow ugc">Google Privacy Policy</a></p>
<h4>7. Autify Digital License API</h4>
<p>Used to validate and manage the plugin license. The plugin contacts Autify Digital’s license server to verify that the license key is valid and active.<br />
Data sent: License key, plugin version, site domain, admin email, contact name, and activation status. Data is sent when the license is activated, deactivated, or periodically synced.</p>
<p>– Service: <a href="https://autify.co.uk/" rel="nofollow ugc">Autify Digital</a><br />
– API Endpoint: https://plugin-licenses.autify.co.uk/wp-json/autifydigital/v1/plugin<br />
– Terms of Use: <a href="https://www.autify.co.uk/terms-conditions/" rel="nofollow ugc">Autify Digital Terms and Conditions</a><br />
– Privacy Policy: <a href="https://autify.co.uk/privacy-policy/" rel="nofollow ugc">Autify Digital Privacy Policy</a></p>


Autify Digital Ltd Lloyds Cardnet Gateway

A payment gateway integration between WooCommerce and Lloyds Cardnet Payments.

WooCommerce

<h4>How to get started</h4>
<ol>
<li>Download and install the Affirm Payments extension for WooCommerce.</li>
<li>Submit your application for an Affirm merchant account.
<ol>
<li><strong>US merchants</strong>: Head to your WooCommerce payment settings to apply.</li>
<li><strong>UK merchants</strong>: Apply at <a href="https://info.affirm.com/woocommerce/uk" rel="nofollow ugc">info.affirm.com/woocommerce/uk</a></li>
<li><strong>Canada merchants</strong>: Apply at <a href="https://info.affirm.com/woocommerce/ca" rel="nofollow ugc">info.affirm.com/woocommerce/ca</a>.</li>
</ol>
</li>
<li>Once your application is approved, you’ll receive a confirmation email from Affirm and your API keys will go live.</li>
</ol>
<p>Fast-track your revenue goals and capture every possible sale by offering customers a smarter way to pay over time, with no hidden fees or surprises.</p>
<h4>Business benefits</h4>
<p><strong>Customized solutions</strong><br />
Choose what’s best for your business. Allow customers to pay for their purchase interest-free in 30 days, in 4 interest-free payments every 2 weeks, or in longer installments up to 36 months. Affirm supports cart values up to $30,000.</p>
<p><strong>Seamless transactions</strong><br />
Affirm pays you for each purchase up front, and provides a seamless experience for shoppers to manage their payments through the Affirm app.</p>
<p><strong>Accelerate customer acquisition</strong><br />
Affirm provides access to a powerful network of high-LTV shoppers who have the purchasing power to transact with your business.</p>
<h4>Shopper benefits</h4>
<p><strong>Personalized terms</strong><br />
Affirm’s BNPL terms are tailored to each purchase and provide customers with the flexibility to choose the payment plan that best suits their individual needs and budget.</p>
<p><strong>Complete transparency</strong><br />
From no late fees to clear payment plans, Affirm’s commitment to transparency can help boost customer satisfaction to keep them coming back for more.</p>
<p><strong>The power to say yes</strong><br />
Affirm’s pay-over-time solutions remove price as a barrier, giving your eligible customers more spending power and a convenient way to say yes to the things they love—without giving up financial peace of mind.</p>
<h3>Subscription includes</h3>
<ul>
<li>Free updates</li>
<li>Free customer support: Our Support Service includes assistance with product installations, configuration, and use. <a href="https://woocommerce.com/support-policy/" rel="nofollow ugc">See support policy</a></li>
</ul>
<h3>Extension Information</h3>
<ul>
<li>PHP version required: 7.4</li>
<li>Tested with WordPress: 6.4.1</li>
<li>Tested with WooCommerce: 8.5.0</li>
</ul>
<h3>Compatibility</h3>
<ul>
<li>Cart & checkout blocks: Manage your WooCommerce cart and checkout pages with the block editor.</li>
<li>High performance order storage (HPOS): Store your WooCommerce orders in their own database tables, to increase your store’s performance.</li>
</ul>
<h3>Support</h3>
<p><a href="https://woocommerce.com/document/woocommerce-gateway-affirm/" rel="nofollow ugc">Documentation</a><br />
<a href="https://woocommerce.com/feature-requests/woocommerce-gateway-affirm" rel="nofollow ugc">Feature requests</a><br />
<a href="https://woocommerce.com/contact-us/" rel="nofollow ugc">Get support</a></p>
<h3>Available Countries</h3>
<ul>
<li>United States</li>
<li>United Kingdom</li>
<li>Canada</li>
</ul>
<h3>Quality Checks</h3>
<p><a href="https://qit.woo.com/docs/managed-tests/security?_gl=1*jgfu7h*_gcl_au*MTA5Mjc3MDExMC4xNzU0OTQzNjE0*_ga*MTA3NTI0NTU3LjE3NTQ5NDM2MTQ.*_ga_98K30SHWB2*czE3NTUwMTAyODEkbzIkZzEkdDE3NTUwMTYzMTIkajU5JGwwJGgw#what-do-the-audit-results-mean" rel="nofollow ugc">Known vulnerability check passed</a><br />
<a href="https://qit.woo.com/docs/managed-tests/security?_gl=1*iv7yd4*_gcl_au*MTA5Mjc3MDExMC4xNzU0OTQzNjE0*_ga*MTA3NTI0NTU3LjE3NTQ5NDM2MTQ.*_ga_98K30SHWB2*czE3NTUwMTAyODEkbzIkZzEkdDE3NTUwMTYzMTIkajU5JGwwJGgw#what-do-the-audit-results-mean" rel="nofollow ugc">Dependent packages vulnerability check passed</a><br />
<a href="https://qit.woo.com/docs/managed-tests/validation?_gl=1*iv7yd4*_gcl_au*MTA5Mjc3MDExMC4xNzU0OTQzNjE0*_ga*MTA3NTI0NTU3LjE3NTQ5NDM2MTQ.*_ga_98K30SHWB2*czE3NTUwMTAyODEkbzIkZzEkdDE3NTUwMTYzMTIkajU5JGwwJGgw" rel="nofollow ugc">Follows Marketplace best practices</a></p>
<h3>Requirements</h3>
<ul>
<li>Affirm works for merchants selling in the United States, United Kingdom, and Canada.</li>
<li>You will need an Affirm merchant account to implement financing.</li>
<li>SSL certificate</li>
</ul>


WooCommerce Gateway Affirm

Affirm Payments for WooCommerce: Buy now, pay later for your business—but smarter. Increase conversions and AOV by offering shoppers flexible payment  …

Autify Digital Ltd Lloyds Cardnet Gateway vs WooCommerce Gateway Affirm