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<p>Payfam for WooCommerce allows you to easily integrate the Payfam payment gateway into your WooCommerce store for secure and efficient bank transfer payments. Follow the setup instructions to get started.</p>
<h3>How It Works</h3>
<ol>
<li>Create an account or log in at https://payfam.com.ng.</li>
<li>Navigate to Account > Compliance.</li>
<li>Select Business Category and fill out the compliance form.</li>
<li>Wait for review and activation within 24 hours.</li>
<li>After approval, navigate back to Account > Compliance and copy your “API Key” and “Payfam Code”.</li>
<li>In WordPress, go to WooCommerce > Settings > Payments > Payfam > Manage.</li>
<li>Enter your API Key, Payfam Code, and other settings.</li>
<li>Choose a redirect page for successful transactions.</li>
<li>Copy the auto-generated webhook URL from the settings.</li>
<li>Return to your Payfam account, navigate to Account > Compliance, and paste the webhook URL in the appropriate field.</li>
<li>Submit the webhook URL in your Payfam account.</li>
<li>Add the shortcode <code>[woocommerce_checkout]</code> to any page you want to use as the checkout page.</li>
<li>Your store is ready to accept payments via Payfam!</li>
</ol>
<h3>External Services</h3>
<p>This plugin relies on the Payfam payment gateway service to process bank transfer payments for WooCommerce orders. The plugin communicates with Payfam’s API at <code>https://payfam.com.ng</code> to create temporary virtual bank accounts for payments and verify payment status.</p>
<p><strong>Service Details</strong>:<br />
– <strong>What</strong>: Payfam is a payment gateway that provides virtual bank accounts for secure bank transfer payments.<br />
– <strong>Purpose</strong>: The plugin uses Payfam’s API to generate virtual account details (account name, number, bank name) for each order and to verify payment completion via webhooks.<br />
– <strong>Data Sent</strong>:<br />
  – When a customer places an order and selects Payfam as the payment method, the plugin sends the following data to <code>https://payfam.com.ng/api/create-temp-virtual-account/</code>:<br />
    – Order ID (as metadata)<br />
    – Order amount<br />
    – Customer email<br />
    – Customer first name<br />
  – When verifying payment status (via webhook or manual check), the plugin sends the transaction reference (txnref) to <code>https://payfam.com.ng/api/verify-payment/</code>.<br />
– <strong>When</strong>: Data is sent when an order is placed (to create a virtual account) and when payment status is verified (via webhook after payment or during order status checks).<br />
– <strong>Conditions</strong>: Data is only sent if the customer selects Payfam as the payment method and the store has configured valid Payfam API credentials. No data is sent without an active order.</p>
<p><strong>Links</strong>:<br />
– Payfam Terms of Service: https://payfam.com.ng/terms-and-conditions<br />
– Payfam Privacy Policy: https://payfam.com.ng/privacy-policy</p>
<p>For more information about Payfam’s data handling practices, please review their terms and privacy policy.</p>


Payfam for WooCommerce

Integrate Payfam payment gateway with WooCommerce for secure bank transfers.

miniorange

<p><strong>WordPress REST API endpoints</strong> are <strong>open and unsecured by default</strong> which can be used to access your site data. Secure WordPress APIs from unauthorized users with our <strong><a href="https://plugins.miniorange.com/wordpress-rest-api-authentication" rel="nofollow ugc">JWT Authentication for WP REST APIs plugin</a></strong>.</p>
<p>Our plugin offers below authentication methods to <strong>Protect WP REST API endpoints</strong>:<br />
– <a href="https://plugins.miniorange.com/wordpress-rest-api-jwt-authentication-method" rel="nofollow ugc">JWT Authentication</a><br />
– <a href="https://plugins.miniorange.com/wordpress-rest-api-basic-authentication-method" rel="nofollow ugc">Basic Authentication</a><br />
– <a href="https://plugins.miniorange.com/rest-api-key-authentication-method" rel="nofollow ugc">API Key Authentication</a><br />
– <a href="https://plugins.miniorange.com/wordpress-rest-api-oauth-2-0-authentication-method" rel="nofollow ugc">OAuth 2.0 Authentication</a><br />
– External Token based Authentication 2.0/OIDC/JWT/<a href="https://firebase.google.com/docs/auth/admin/create-custom-tokens" rel="nofollow ugc">Firebase</a> provider’s token authentication methods.</p>
<p>You can authenticate default WordPress endpoints and custom-developed REST endpoints and third-party plugin REST API endpoints like that of <a href="https://wordpress.org/plugins/woocommerce/" rel="ugc">Woocommerce</a>, <a href="https://www.learndash.com/" rel="nofollow ugc">Learndash</a>, <a href="https://wordpress.org/plugins/buddypress/" rel="ugc">Buddypress</a>, <a href="https://www.gravityforms.com/" rel="nofollow ugc">Gravity Forms</a>, <a href="https://wordpress.org/plugins/cart-rest-api-for-woocommerce/" rel="ugc">CoCart</a>, etc.</p>
<span class="embed-youtube" style="text-align:center; display: block;"><iframe loading="lazy" class="youtube-player" width="750" height="422" src="https://www.youtube.com/embed/IsyKI7eEV-I?version=3&rel=1&showsearch=0&showinfo=1&iv_load_policy=1&fs=1&hl=en-US&autohide=2&start=2&wmode=transparent" allowfullscreen="true" style="border:0;" sandbox="allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox"></iframe></span>
<h3>WP REST API Authentication Methods in our plugin</h3>
<ul>
<li><a href="https://plugins.miniorange.com/wordpress-rest-api-jwt-authentication-method#step_a1" rel="nofollow ugc">JWT Authentication</a><br />
Provides an endpoint where you can pass the user credentials, and it will generate a JWT (JSON Web Token), which you can use to access the WordPress REST APIs accordingly.<br />
Additionally, to maintain a seamless user experience without frequent logins needed due to token expiry, you can use our <em>Refresh and Revoke token</em> mechanisms feature.<br />
When the access token expires, instead of forcing the user to log in again, the client can request a new access token using a valid refresh token.</li>
<li><a href="https://plugins.miniorange.com/rest-api-key-authentication-method#step_a" rel="nofollow ugc">API Key Authentication</a></li>
<li><a href="https://plugins.miniorange.com/wordpress-rest-api-basic-authentication-method" rel="nofollow ugc">Basic Authentication</a>:<br />
        – 1. <strong>Username: Password</strong><br />
        – 2. <strong>Client-ID: Client-Secret</strong></li>
<li><a href="https://plugins.miniorange.com/wordpress-rest-api-oauth-2-0-authentication-method#step_a" rel="nofollow ugc">OAuth 2.0 Authentication</a><br />
        – 1. <strong>Password Grant</strong><br />
            – 2. <strong>Client Credentials Grant</strong></li>
<li><a href="https://plugins.miniorange.com/wordpress-rest-api-authentication-using-third-party-provider#step_a" rel="nofollow ugc">Third Party Provider Authentication</a></li>
</ul>
<h3>Following are some of the integrations that are possible with WP REST API Authentication:</h3>
<ul>
<li>Learndash API Authentication</li>
<li>Custom Built REST API Endpoints Authentication</li>
<li>BuddyPress API Authentication</li>
<li>WooCommerce API Authentication</li>
<li>Gravity Form API Authentication</li>
<li>External/Third-party plugin API endpoints integration in WordPress</li>
</ul>
<p>You can also disable the WP REST APIs with our plugin such that no one can make API calls to your WordPress REST API endpoints.Our plugin also provides <strong>Refresh and Revoke Token</strong> that can be used to improve the API security.</p>
<h3>Benefits of Refresh Token</h3>
<ul>
<li>Enhances security by keeping access tokens short-lived.</li>
<li>Improves user experience with uninterrupted sessions.</li>
<li>Reduces login frequency.</li>
</ul>
<h3>Benefits of Revoke Token</h3>
<ul>
<li>Protects against token misuse if a device is lost or compromised.</li>
<li>Enables admin-triggered logouts or session control.</li>
<li>Useful for complying with stricter session policies.</li>
</ul>
<p>With this plugin, the user is allowed to access your site’s resources only after successful WP REST API authentication. JWT Authentication for WP REST APIs plugin will make your <strong>WordPress endpoints secure from unauthorized access.</strong></p>
<h3>Plugin Feature List</h3>
<h3>FREE PLAN</h3>
<ul>
<li>Authenticate only default core WordPress REST API endpoints.</li>
<li>Basic Authentication with username and password.</li>
<li>JWT Authentication (JSON Web Token Authentication).</li>
<li>Enable Selective API protection.</li>
<li>Restrict non-logged-in users to access REST API endpoints.</li>
<li>Disable WP REST APIs</li>
</ul>
<h3>PREMIUM PLAN</h3>
<ul>
<li>Authenticate all REST API endpoints (Default WP, Custom APIs,Third-Party plugins)</li>
<li><strong>JWT Token Authentication</strong> (JSON Web Token Authentication)</li>
<li>Login, Refresh and Revoke token endpoints for token management</li>
<li>API Key Authentication</li>
<li>Basic Authentication (username/password and email/password)</li>
<li>OAuth 2.0 Authentication</li>
<li>Universal API key and User-specific API key for authentication</li>
<li>Selective API protection.</li>
<li>Disable WP REST APIs</li>
<li>Time-based token expiry</li>
<li>Role-based WP REST API authentication</li>
<li>Custom Header support rather than just <em>Authorization</em> to increase security.</li>
<li>Create users in WordPress based on third-party provider access tokens (JWT tokens) authentication.</li>
</ul>
<h3>Privacy</h3>
<p>This plugin does not store any user data.</p>


JWT Authentication for WP REST APIs

This was the plugin that I was looking for. It is just plug and play!

Great plugin, does as it says!


Great support from the MiniOrange team! Atul and Vidushi are very helpful and lightning fast to respond.


Great Support

Secure and protect WordPress REST API from unauthorized access using JWT token, Basic Authentication, API Key, OAuth 2, or external token.

Payfam for WooCommerce vs JWT Authentication for WP REST APIs