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Simple Affiliate plugin provides such features like: 
* Simple Affiliate system 
* Affiliate wil be able to share a reference and earn money 
* Affiliate wil be able to spend earned money to buy products 
* Additional discount for customers who have reference code or link

Simple Affiliate for WooCommerce

Automattic

WooCommerce

Remi Corson

royho

Akeda Bagus

Allen Snook

danieldudzic

SkyVerge

Hannah S.L.

Steve E.a11n

Phil

AW a11n

D Smith a11n

Zandy Ring

Thomas Shellberg

Mike M. a11n

Praveen a11n

Accept all major cards, Apple Pay, and PayPal directly with PayPal Braintree for WooCommerce. Customers can save their card details or link a PayPal account for an even faster checkout experience.
<h4>Features</h4>
<ul>
<li>No redirects — keep customers on your site for payment, reducing the risk of abandoned carts.</li>
<li>Security first; PCI compliant, with 3D Secure verification and Strong Customer Authentication (SCA).</li>
<li>Express checkout options, including Buy Now and PayPal Checkout buttons. Customers can save their card details, link a PayPal account, or pay with Apple Pay.</li>
<li>Optimized order management; process refunds, void transactions, and capture charges from your WooCommerce dashboard.</li>
<li>Route payments in certain currencies to different Braintree accounts (requires currency switcher).</li>
<li>Compatible with WooCommerce Subscriptions and WooCommerce Pre-Orders.</li>
</ul>
<h4>Safe and secure — every time</h4>
Braintree’s secure Hosted Fields provide a seamless way for customers to enter payment info on your site without redirecting them to PayPal.
It’s <a href="https://listings.pcisecuritystandards.org/documents/Understanding_SAQs_PCI_DSS_v3.pdf" rel="nofollow ugc">PCI compliant</a> and supports SCA and 3D Secure verification, so you always meet security requirements — without sacrificing flexibility. Plus, Braintree’s <a href="https://articles.braintreepayments.com/guides/fraud-tools/overview" rel="nofollow ugc">fraud tools</a> protect your business by helping detect and prevent fraud.
<h4>Even faster checkouts</h4>
Customers can save their credit and debit card details or link a PayPal account to fast-forward checkout the next time they shop with you. Adding PayPal Checkout and Buy Now buttons to your product, cart, and checkout pages makes purchasing simpler and quicker, too.
<h4>Get paid upfront and earn recurring revenue</h4>
Take charge of how you sell online. PayPal Braintree supports <a href="https://woocommerce.com/products/woocommerce-subscriptions/" rel="nofollow ugc">WooCommerce Subscriptions</a> — the perfect solution for earning recurring revenue. It’s also compatible with <a href="https://woocommerce.com/products/woocommerce-pre-orders/" rel="nofollow ugc">WooCommerce Pre-Orders</a>, enabling you to accept payment upfront or as products ship.

Braintree for WooCommerce Payment Gateway

Accept PayPal, Credit Cards, and Debit Cards on your WooCommerce store.

Simple Affiliate for WooCommerce vs Braintree for WooCommerce Payment Gateway