Autify Digital Ltd

<p>A comprehensive payment gateway integration between WooCommerce and Lloyds Cardnet Payments. Accept payments from customers using Visa, Mastercard, American Express, etc via Hosted Payment page or Payment JS solution. This plugin is specifically designed to work with British Pound (GBP) and Euro (EUR) currencies.</p>
<p><strong>Key Features:</strong><br />
– Multiple payment methods: Hosted Payment Page (HPP), Payment JS, Apple Pay, and Google Pay<br />
– Full tokenization support – customers can securely save cards for future purchases<br />
– WooCommerce Subscriptions compatibility for recurring payments<br />
– Smart 3D Secure authentication with dynamic challenge requirements<br />
– MOTO (Mail Order/Telephone Order) support for admin-initiated transactions<br />
– Advanced fraud prevention with customizable security settings<br />
– Comprehensive webhook support for reliable payment status updates</p>
<h3>Lloyds Bank Cardnet (LBOP) WooCommerce Integration</h3>
<h3>Features</h3>
<p>= Payment Methods =</p>
<p>Multiple Payment Options – Accept all major credit and debit cards (Visa, Mastercard, American Express, etc.)<br />
Digital Wallets – Integrated Apple Pay and Google Pay support<br />
Express Checkout – Display Apple Pay and Google Pay buttons on product, cart, and checkout pages<br />
Redirect Payment – Secure hosted payment page option for PCI compliance<br />
Embedded Payment (Payment.JS) – Seamless checkout with payment form directly on your site</p>
<h4>Advanced Payment Features</h4>
<p>Tokenization – Allow customers to securely save card details for faster future purchases<br />
Subscription Support – Set up recurring payments for subscription-based services<br />
MOTO Payments – Process Mail Order/Telephone Order payments securely from WooCommerce admin<br />
Refund Processing – Handle full and partial refunds directly from your WooCommerce dashboard<br />
International Payments – Configure multiple currencies and selling locations</p>
<h4>Security & Management</h4>
<p>PCI Compliance – Transactions processed by Lloyds Bank Cardnet, not on your server<br />
Secure Payment Handling – All sensitive payment data handled by certified payment processor<br />
Easy Dashboard Management – Monitor transactions and order statuses from WooCommerce<br />
Webhook Support – Real-time payment status updates<br />
REST API Integration – Modern API implementation for reliable performance</p>
<h3>Getting Started</h3>
<p>Ensure you have an active Lloyds Bank Cardnet merchant account<br />
Purchase and download the plugin from Autify Digital<br />
Install the plugin on your WooCommerce site<br />
Configure with your Store ID and Shared Secret<br />
For embedded payments, add REST API credentials<br />
Configure payment methods and options<br />
Test with sandbox credentials<br />
Go live with production credentials</p>
<p>For detailed installation instructions, refer to the documentation provided with your plugin purchase.</p>
<h3>Support</h3>
<p>For technical support, customization requests, or general inquiries:<br />
Email: cardnet@autify.co.uk<br />
Visit: https://www.autify.co.uk</p>
<h3>External Services</h3>
<p>This plugin relies on the following third-party/external services to function. By using this plugin, data may be transmitted to these services as described below. Please review the respective terms and privacy policies.</p>
<h4>1. Lloyds Cardnet Payment Gateway</h4>
<p>Used for processing card payments through the Lloyds Bank Cardnet merchant account.<br />
Data sent: Order details, payment amounts, currency, customer billing/shipping address, and card transaction data. Sent when a customer initiates a payment.</p>
<p>– Service Link: <a href="https://www.lloydsbank.com/business/take-payments-with-cardnet/existing-customers/getting-started.html" rel="nofollow ugc">Lloyds Cardnet</a><br />
– Terms of Use: <a href="https://www.lloydsbank.com/business/product-terms-and-conditions.html" rel="nofollow ugc">Lloyds Cardnet Terms of Service</a><br />
– Privacy Policy: <a href="https://www.lloydsbank.com/business/privacy.html" rel="nofollow ugc">Lloyds Cardnet Privacy Policy</a></p>
<h4>2. First Data / Fiserv Payment Processing (IPG Online)</h4>
<p>Used for processing hosted payment page (redirect) transactions, Payment JS embedded payments, and refunds via the First Data API.<br />
Data sent: Store ID, API credentials, payment amounts, currency, order reference, card tokens, and refund details. Sent when a customer makes a payment, when a session is initialized for embedded payments, or when a merchant processes a refund.</p>
<p>– API Endpoints:<br />
  – Hosted Payment Page (Sandbox): https://test.ipg-online.com/connect/gateway/processing<br />
  – Hosted Payment Page (Production): https://www.ipg-online.com/connect/gateway/processing<br />
  – API (Sandbox): https://cert.api.firstdata.com/<br />
  – API (Production): https://prod.api.firstdata.com/<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>3. First Data Payment JS Client Library</h4>
<p>A JavaScript library loaded from First Data servers to render the secure embedded payment form (card number, expiry, CVV fields) on the checkout page. The library handles card data directly — no card details pass through your server.<br />
Data sent: Card details are entered directly into the Payment JS iframe and transmitted to First Data. The plugin receives a payment token in return. The library is loaded when the checkout page renders with the embedded payment method enabled.</p>
<p>– JavaScript (Sandbox): https://lib.paymentjs.firstdata.com/uat/client-2.0.0.js<br />
– JavaScript (Production): https://lib.paymentjs.firstdata.com/prod/client-2.0.0.js<br />
– Documentation: <a href="https://docs.paymentjs.firstdata.com/" rel="nofollow ugc">Payment JS Documentation</a><br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>4. Fiserv Checkout Solution</h4>
<p>Used as an alternative checkout integration via the Fiserv eCommerce API for payment processing.<br />
Data sent: Store ID, API credentials, order amounts, currency, and checkout configuration. Sent when a customer initiates a payment using the checkout solution method.</p>
<p>– API (Production): https://prod.emea.api.fiservapps.com/exp/v1/checkouts<br />
– API (Sandbox): https://prod.emea.api.fiservapps.com/sandbox/exp/v1/checkouts<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>5. Apple Pay</h4>
<p>Used to enable Apple Pay as an express payment method on product, cart, and checkout pages.<br />
Data sent: The merchant identifier, site domain, and display name are sent to Apple during merchant validation when a customer initiates an Apple Pay payment. Payment and shipping data is then processed through the First Data / Fiserv API.</p>
<p>– Service: <a href="https://www.apple.com/apple-pay/" rel="nofollow ugc">Apple Pay</a><br />
– Terms of Use: <a href="https://developer.apple.com/apple-pay/terms/apple-pay-web/" rel="nofollow ugc">Apple Pay Platform Web Merchant Terms</a><br />
– Privacy Policy: <a href="https://www.apple.com/legal/privacy/" rel="nofollow ugc">Apple Privacy Policy</a></p>
<h4>6. Google Pay</h4>
<p>Used to enable Google Pay as an express payment method on product, cart, and checkout pages. A JavaScript library is loaded from Google servers to render the Google Pay button and handle the payment flow.<br />
Data sent: Payment token data (encrypted by Google) and customer shipping/billing details are sent from the Google Pay interface to the plugin, then processed through the First Data / Fiserv API. The Google Pay JS library is loaded when the Google Pay payment method is enabled.</p>
<p>– JavaScript: https://pay.google.com/gp/p/js/pay.js<br />
– Service: <a href="https://pay.google.com/" rel="nofollow ugc">Google Pay</a><br />
– Terms of Use: <a href="https://payments.google.com/payments/apis-secure/get_legal_document?ldo=0&ldt=buyertos" rel="nofollow ugc">Google Pay Terms of Service</a><br />
– Privacy Policy: <a href="https://policies.google.com/privacy" rel="nofollow ugc">Google Privacy Policy</a></p>
<h4>7. Autify Digital License API</h4>
<p>Used to validate and manage the plugin license. The plugin contacts Autify Digital’s license server to verify that the license key is valid and active.<br />
Data sent: License key, plugin version, site domain, admin email, contact name, and activation status. Data is sent when the license is activated, deactivated, or periodically synced.</p>
<p>– Service: <a href="https://autify.co.uk/" rel="nofollow ugc">Autify Digital</a><br />
– API Endpoint: https://plugin-licenses.autify.co.uk/wp-json/autifydigital/v1/plugin<br />
– Terms of Use: <a href="https://www.autify.co.uk/terms-conditions/" rel="nofollow ugc">Autify Digital Terms and Conditions</a><br />
– Privacy Policy: <a href="https://autify.co.uk/privacy-policy/" rel="nofollow ugc">Autify Digital Privacy Policy</a></p>


Autify Digital Ltd Lloyds Cardnet Gateway

A payment gateway integration between WooCommerce and Lloyds Cardnet Payments.

Automattic

WooCommerce

royho

WooThemes

Boro Sitnikovski

Akeda Bagus

Matt Cohen

<p>Changing consumer behavior has resulted in an explosion of payment methods and experiences, which are great for increasing conversion and lowering costs—but can be difficult for businesses to maintain. Give customers a best-in-class checkout experience while you remain focused on your core business. This is the official plugin created by Stripe and WooCommerce.</p>
<h4>Drive 11.9% in revenue with an optimized checkout experience from Stripe</h4>
<p>The enhanced checkout experience from Stripe can help customers:</p>
<ul>
<li><strong>Boost conversion:</strong> Provide an optimal experience across mobile, tablet, and desktop with a responsive checkout, and offer 23 payment methods, including <a href="https://stripe.com/payments/link" rel="nofollow ugc">Link</a>, <a href="https://woocommerce.com/apple-pay/" rel="nofollow ugc">Apple Pay</a>, and <a href="https://www.google.com/payments/solutions/" rel="nofollow ugc">Google Pay</a>, out of the box.</li>
<li><strong>Expand your customer base:</strong> Convert customers who might otherwise abandon their cart with buy now, pay later methods like Klarna, Affirm, and Afterpay/Clearpay, wallets like Apple Pay, Google Pay, Alipay, and WeChat Pay, and local payment methods such as Bancontact in Europe and Alipay in Asia Pacific. Deliver a localized payment experience with out-of-the-box support for localized error messages, right-to-left languages, and automatic adjustment of input fields based on payment method and country.</li>
<li><strong>Meet existing customer demand and localize the experience:</strong> Offer <a href="https://stripe.com/guides/payment-methods-guide" rel="nofollow ugc">local payment methods</a>, such as ACH Direct Debit, Bacs Direct Debit, Bancontact, BECS Direct Debit, BLIK, Boleto, Cash App Pay, EPS, iDEAL, Multibanco, OXXO, Pre-authorized debit payments, Przelewy 24, and SEPA Direct Debit.</li>
<li><strong>Fight fraud:</strong> Detect and prevent fraud with <a href="https://stripe.com/radar" rel="nofollow ugc">Stripe Radar</a>, which offers seamlessly integrated, powerful fraud-detection tools that use machine learning to detect and flag potentially fraudulent transactions.</li>
<li><strong>Accept in-person payments for products and services:</strong> Use the Stripe Terminal M2 card reader or get started with no additional hardware using Tap to Pay on iPhone, or Tap to Pay on Android.</li>
<li><strong>Support subscriptions:</strong> Support recurring payments with various payment methods via <a href="https://woocommerce.com/products/woocommerce-subscriptions/" rel="nofollow ugc">WooCommerce Subscriptions</a>.</li>
<li><strong>Manage cash flow:</strong> Get paid within minutes with Stripe Instant Payouts, if eligible.</li>
<li><strong>Achieve <a href="https://docs.stripe.com/security" rel="nofollow ugc">PCI-DSS</a> compliance with <a href="https://stripe.com/payments/elements" rel="nofollow ugc">Stripe Elements</a> hosted input fields.</strong></li>
<li>Support Strong Customer Authentication (SCA).</li>
</ul>
<p>Stripe is available for store owners and merchants in <a href="https://stripe.com/global" rel="nofollow ugc">46 countries worldwide</a>, with more to come.</p>
<h3>Compatibility Notes</h3>
<p>The following items note specific versions that include important changes, features, or deprecations.</p>
<ul>
<li>10.4.0
<ul>
<li>Optimized Checkout Suite no longer enabled by default for new installs</li>
<li>Removed the main Payment Request Buttons backend class, WC_Stripe_Payment_Request, which was deprecated in 10.2.0</li>
<li>Removed the deprecated WC_Stripe_Apple_Pay class</li>
</ul>
</li>
<li>10.3.0
<ul>
<li>Removed legacy checkout payment method classes and settings retrieval methods</li>
</ul>
</li>
<li>10.2.0
<ul>
<li>Optimized Checkout Suite enabled by default for all new installations</li>
<li>Add minimum transaction amounts for BRL, INR, NZD, THB, CZK, HUF, AED, MYR, PLN, RON</li>
</ul>
</li>
<li>10.1.0
<ul>
<li>Improved express checkout address handling for countries without state/postal codes</li>
</ul>
</li>
<li>10.0.0
<ul>
<li>Payment Request Buttons are fully replaced by Express Checkout</li>
<li>Legacy Checkout is fully deprecated and no longer available</li>
</ul>
</li>
<li>9.8.0
<ul>
<li>Optimized Checkout Suite available via a configuration setting</li>
<li>We will disable the Affirm or Klarna payment methods if the respective official plugin is enabled</li>
</ul>
</li>
<li>9.7.0
<ul>
<li>Improved express checkout support for custom checkout fields</li>
<li>Validate customer details against required billing fields from checkout before sending to Stripe</li>
</ul>
</li>
<li>9.6.0
<ul>
<li>Legacy checkout deprecated by default</li>
<li>Voucher payment methods can be used for subscription purchases when manual renewals are available</li>
<li>Include extension data from block checkout for express checkout orders</li>
<li>Add hooks to support custom checkout fields for classic checkout</li>
</ul>
</li>
<li>9.5.0
<ul>
<li>Synchronize payment methods with Stripe</li>
<li>Support Pre-Authorized Debit (PAD) in Canada and the US</li>
<li>Support BLIK in Poland and from other EU countries</li>
<li>Support BECS Direct Debit payments in Australia</li>
</ul>
</li>
</ul>


WooCommerce Stripe Payment Gateway


Thanks for the great support experience, the response was within 24 hours and my problem was solved in the first dialog. Cheers!


Fast response and very helpful

After persevering with this plugin over many years, the quality has notably reduced over the past 12 months or so. Several bugs have slipped through the cracks and the developers a missing things. I assume this is due to issues in quality control behind the scenes. Issues on Github remain unfixed after several months, and regression bugs pop up in almost every version.

We've finally jumped ship and started using another author's plugin instead.

Poorly optimized and lack of quality control


I don't know how many times I've spent my afternoon reinstalling and reconfiguring this plugin. It breaks all the time.. Nonce errors, billing_address missing errors (the address is there, in plain sight), and other random errors just keep popping up. I don't want to have to sign in to my own website every day and do a test run of the payment flow, just to make sure that it still works... 


Breaks down every other month


The WooCommerce Stripe Payment Gateway plugin works smoothly and integrates perfectly with the checkout process. It supports multiple payment methods, is easy to configure, and handles transactions securely. The setup is simple, and the plugin provides reliable performance even on busy stores.



Support documentation is detailed and helpful, making customization easier when needed. Overall, it’s a great solution for accepting online payments through Stripe on WooCommerce.



Highly recommended!


Excellent Payment Gateway with Strong Features and Support

Accept debit and credit cards in 135+ currencies, many local methods like Alipay, ACH, and SEPA, and express checkout with Apple Pay and Google Pay.

Autify Digital Ltd Lloyds Cardnet Gateway vs WooCommerce Stripe Payment Gateway